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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147520)

Very good customer service definitely recommend to a...

5
Very good customer service definitely recommend to anyone Reviewed on: 20th April 2026

Always good experience, never had any problem

5
Always good experience, never had any problem Reviewed on: 20th April 2026

Reccomended

5
Use paypal credit for emergencies or its handy pay in 3 option. Life saver at times Reviewed on: 20th April 2026

Purchase was very easy and quick.

4
Purchase was very easy and quick. No stress. Reviewed on: 20th April 2026

Easy smooth and quick.

5
Easy smooth and quick. fast transactions. Reviewed on: 20th April 2026

A most reliable money service.

5
A most reliable money service. I have never had any problem that has not been efficiently resolved Reviewed on: 20th April 2026

i use it for safe transactions and spread the costs

5
i use it for safe transactions and spread the costs Reviewed on: 20th April 2026

I have used PayPal for 8 years, and it's very reliab...

5
I have used PayPal for 8 years, and it's very reliable, I've used it for purchases which when refunds were required I got my refund on time. I have been a beneficiary of the pay in 3 payment option for more than 2 years now, it helps me in planning and also good financial decisions. Reviewed on: 20th April 2026

Easy and reliable service to use

5
Easy and reliable service to use Reviewed on: 20th April 2026

Brilliant way to spread the cost of purchases

5
Brilliant way to spread the cost of putlrchase Reviewed on: 20th April 2026

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