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PayPal: PayPal Credit reviews

4.90
Based on 87,558 reviews, last reviewed 27th Apr 2026
1695800% increase in 5 star reviews
in the past 90 days
4850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and simple great offers and communication. Easy and simple great offers and communication. Reviewed on: 27th April 2026
Jade w's avatar
Jade w

Latest lowest rating:

1

Over charged on my recent holiday booking -Advisor r... Over charged on my recent holiday booking -Advisor refused to help or listen Reviewed on: 27th April 2026
clare pizzey's avatar
clare pizzey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87558)

Recently needed help cancelling a payment and they w...

5
Recently needed help cancelling a payment and they were very helpful. Reviewed on: 5th June 2024

Many methods of payment at your disposal.

5
Many methods of payment at your disposal. It fills me with reassurance that my purchases are protected if the seller doesn’t provide the service/product. My favourite feature is the buy now pay later in 4 months interest free. Reviewed on: 5th June 2024

It is so helpful and perfect for buy now pay later

5
It is so helpful and perfect for buy now pay later Reviewed on: 5th June 2024

Happy customer

5
Exceeded my expectations, I am very happy and highly satisfied and recommend to all my friends Reviewed on: 5th June 2024

Efficient cash flow

4
Helps me to manage my cash flows in a efficient manner Reviewed on: 5th June 2024

Interest free paypal credit

5
It's a great way to buy things when your short of money with no interest to pay plus repayments are set at a low rate Reviewed on: 5th June 2024

Great experience overall, very easy to understand, p...

5
Great experience overall, very easy to understand, payment system is great and I’m very happy with PayPal. they offer really good rates and provide different payment plans which helps me decided effectively want I want. Reviewed on: 5th June 2024

Love PayPal credit

5
Makes things more available when items are needed Reviewed on: 5th June 2024

Reliable and efficient , convenient and accessible,

5
Reliable and efficient , convenient and accessible, Reviewed on: 5th June 2024

Pay pal credit is a life saver.

5
Pay pal credit is a life saver. Wish I can get my amount up though Reviewed on: 5th June 2024

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