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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87652 reviews)

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4.90

Based on 87,652 reviews, last reviewed 27th Apr 2026

1700250% increase in 5 star reviews

in the past 90 days

4900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent credit service provider. Excellent credit service provider. Reviewed on: 27th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87652)

Fantastic and Easy to Use

Fantastic and easy service to use and a simple payment system, fair interest rate, with some very good interest free deals Reviewed on: 5th June 2024

Faultless, excellent, easy to use

Faultless, excellent, easy to use Reviewed on: 5th June 2024

Not had any issues, very easy to use

Not had any issues, very easy to use Reviewed on: 5th June 2024

Always excellent service provided by the PayPal team

Always excellent service provided by the PayPal team Reviewed on: 5th June 2024

Quickly resolves any issues.

Quickly resolves any issues. I had an unknown payment appear on my account. I queried it and it was investigated and reversed. Reviewed on: 5th June 2024

Absolute pleasure.

Fist time I used pay pal credit I was abit worried as iv never borrowed money before but my experience has been nothing but pleasurable. Very easy app to use and 100% reliable. Reviewed on: 5th June 2024

Top quality service and care!

PayPal have good customer care advisors and give you help whenever you need it. Everyone needs credit and they are open to providing and guiding you how to use credit safely. With PayPal credit you can use your credit at 0% with purchases over £99 which is great for those expensive must haves for the home. Gives you a little breathing space when things go wrong without paying interest!!! PayPal are always on hand to help when you have any worries or extra support. A great service which I highly recommend. Reviewed on: 5th June 2024

best provider

It’s the best provider to use online especially with 4 months free interest Reviewed on: 5th June 2024

It’s easy to use and convenient couldn’t ask for any...

It’s easy to use and convenient couldn’t ask for anything better Reviewed on: 5th June 2024

Love that you can purchase an item and pay interest...

Love that you can purchase an item and pay interest free over 4 months Reviewed on: 5th June 2024

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