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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147348)

Safe and reliable service.

5
Safe and reliable service.Great offers with retailers Reviewed on: 20th April 2026

Fantastic service from PayPal as always.

5
Fantastic service from PayPal as always. PayPal always on the ball come rain or shine. Definitely my goto place for simple payments. Reviewed on: 20th April 2026

I like that I gain points for spending!

5
I like that I gain points for spending!! It’s all linked to my bank account so easy to spend my own money and get rewarded. Reviewed on: 20th April 2026

PayPal is a brand I have trusted for years.

5
PayPal is a brand I have trusted for years. I enjoy using the pay in three option and also my PayPal credit card Reviewed on: 20th April 2026

really easy to understand and use within the paypal...

5
really easy to understand and use within the paypal app, also whilst in the app you can see when the promotional period ends if needed so easy to plan when to pay off in full Reviewed on: 20th April 2026

Brilliant for affordability or when you are waiting...

5
Brilliant for affordability or when you are waiting for payday Reviewed on: 20th April 2026

PayPal Credit

5
PayPal is a safe and secure method of buying items on the internet. It has an excellent customer service I have been a customer for many years and can't complain about the service I have received from it. Reviewed on: 20th April 2026

Really helpful customer service easy to use and mana...

5
Really helpful customer service easy to use and manage finances Reviewed on: 20th April 2026

A great offer always available to suit my needs

5
A great offer always available to suit my needs Reviewed on: 20th April 2026

I've been using PayPal for a few years now and I'm v...

5
I've been using PayPal for a few years now and I'm very happy with it, whether it's for paying for purchases or transferring money to family, everything is quick, efficient and without any problems. Reviewed on: 20th April 2026

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