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PayPal: PayPal Credit reviews

4.90
Based on 87,700 reviews, last reviewed 27th Apr 2026
1702550% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a bad experience. Never had a bad experience. Once a long time ago my details were leaked but PayPal sorted it and with the latest security features I've never had a si... Read more Reviewed on: 27th April 2026
Simon W's avatar
Simon W

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87700)

Great Service

5
Used to buy various items to spread payments over a 4 month interest free period. The number of sites. That are now starting to use paypal is increasing every day. Reviewed on: 5th June 2024

Great service quick and easy!

5
Great service quick and easy! Will happily use again! Reviewed on: 5th June 2024

Excellent service all round

5
Excellent service all round - love the buy now pay in 4months best and buy now pay in 3 is my second favourite deal. customer service and buyer protection is exemplar Reviewed on: 5th June 2024

Easy to use interest options make it affordable and...

5
Easy to use interest options make it affordable and simple for large purchases Reviewed on: 5th June 2024

Love it best way to pay simple easy and good credit...

5
Love it best way to pay simple easy and good credit terms. Flexible payment options. Reviewed on: 5th June 2024

very good,I rely like it.

5
very good,I rely like it.I allways pay with the paypal Reviewed on: 5th June 2024

A great way to spend wisely

4
Pay pal credit offer 4 months free interest payment it is very good and help me a lot Reviewed on: 5th June 2024

Very good service throughout

5
Would definitely recommend PayPal for good service very helpful with queries never had any problems and the app is so easy to use and keep a check on what you owe and how to pay for things Reviewed on: 5th June 2024

Excellent experience

5
Excellent experience Reviewed on: 5th June 2024

Excellent Easy Service.

5
I find the 4 months interest free credit, a worry free and easy way to spread cost. Reviewed on: 5th June 2024

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