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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147289)

I had a great experience.

5
I had a great experience. Its was as easy as A B C to use. Thank you Reviewed on: 20th April 2026

Helped me when I needed help financially

5
Helped me when I needed help financially Reviewed on: 20th April 2026

Easy to use convenent never had to use customer serv...

5
Easy to use convenent never had to use customer service i use PayPal for nearly all of my online purchases Reviewed on: 20th April 2026

Always there when I need it.

5
Always there when I need it. Total value for money. Reviewed on: 20th April 2026

Quick payments easy to navigate on app

5
Wuik pahemnts easy to navigate on app Reviewed on: 20th April 2026

Great and convenient payment method.

5
Good way to pay for some high expenditure items over a convenient time scale. Good online app with easy payment scheduling. Reviewed on: 20th April 2026

PayPal is easy and convenient to use it must be if I...

5
PayPal is easy and convenient to use it must be if I can use it. Reviewed on: 20th April 2026

When I had an issue with a payment it was sorted str...

5
When I had an issue with a payment it was sorted straight away and received a payment just as quick. Reviewed on: 20th April 2026

Safe to use and very convenient.

5
Safe to use and very convenient. Good app Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use. Makes you feel safe when using PayPal. Reviewed on: 20th April 2026

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