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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87736 reviews)

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4.90

Based on 87,736 reviews, last reviewed 28th Apr 2026

1704250% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great when needed. Great when needed. Very handy and can be used instantly with no issues. Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87736)

PayPal has never let me done and the PayPal guarante...

PayPal has never let me done and the PayPal guarantee has got me out of a few scrapes. Reviewed on: 5th June 2024

Excellent service always provided great experience.

Excellent service always provided great experience. Easy to manage and understand account Reviewed on: 5th June 2024

This is a thing that helps managing spending

This is very good option and the credit rate is low compared to other providers. It helps managing budget and allow to buy something what make me happy without spend all of the money from the wallet in one goal. Reviewed on: 5th June 2024

PayPal lover!

I’ve been a PayPal credit customer and PayPal user for over 3 years. It’s so simple, intuitive and staff are always so friendly and helpful Reviewed on: 5th June 2024

I have used PayPal credit numerous times.

I have used PayPal credit numerous times. It helps with Christmas and birthdays as I have a child. I couldn't be more happier with the experience and to give my child special days. It's always an easy experience and stress free. Reviewed on: 5th June 2024

PayPal offer Flexible finance and payment options.

PayPal offer Flexible finance and payment options. I love how I can store different cards in my wallet and pick which one I need to use. Reviewed on: 5th June 2024

Great offer so pleased to be able to take advantage...

Great offer so pleased to be able to take advantage of Reviewed on: 5th June 2024

It’s very quick and incredibly simple to use!

It’s very quick and incredibly simple to use! I like that it’s included as a payment option so you can also choose not to use it if you want to. Reviewed on: 5th June 2024

Life made simpler by PayPal.

Life made simpler by PayPal. I can now buy what I need and when I need thanks to paypal Reviewed on: 5th June 2024

PayPal and PayPal credit have always been there as a...

PayPal and PayPal credit have always been there as a back way of paying and it works so well for me. Reviewed on: 5th June 2024

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