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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (87753 reviews)

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4.90

Based on 87,753 reviews, last reviewed 28th Apr 2026

1705050% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is really flexible way to borrow. PayPal Credit is really flexible way to borrow. Especially like their no interest offers! Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87753)

Solution for a good future

Is the best application that you can trust ,that will help you when your card balance is close to a 0 !!!! Is a big solution to solve some difficulties in your life .Thanks for PayPal Reviewed on: 5th June 2024

Very good I am using paper is safe

Very good I am using paper is safe Reviewed on: 5th June 2024

Great to use and easy and love the 0% interest...

Great to use and easy and love the 0% interest period Reviewed on: 5th June 2024

Excellent - works well.

Excellent - works well. Very good. Reviewed on: 5th June 2024

Would recommend

Been using them for a while now, had no issues would definitely recommend Reviewed on: 5th June 2024

Great offers and incentives.

Great offers and incentives. Non committal increase to credit limit. Easy to use app with early payment options. Reviewed on: 5th June 2024

Always super easy.

Always super easy. Paying back is flexible and easy and it’s great to have a count down for how long/much left to pay by a certain date. Reviewed on: 5th June 2024

PayPal has never let me done and the PayPal guarante...

PayPal has never let me done and the PayPal guarantee has got me out of a few scrapes. Reviewed on: 5th June 2024

Excellent service always provided great experience.

Excellent service always provided great experience. Easy to manage and understand account Reviewed on: 5th June 2024

This is a thing that helps managing spending

This is very good option and the credit rate is low compared to other providers. It helps managing budget and allow to buy something what make me happy without spend all of the money from the wallet in one goal. Reviewed on: 5th June 2024

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