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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147276)

Easy to manage, keeps things simple

5
Easy to manage, keeps things simple Reviewed on: 20th April 2026

No issues at all

5
No issues at all, Perfect transactions, peace of mind that your funds are in safe hands. Reviewed on: 20th April 2026

Best off best

5
Paypal the best. JSON Good start best rates Reviewed on: 20th April 2026

PayPal gave me opportunity to pay in 3 credit ,...

5
PayPal gave me opportunity to pay in 3 credit , Reviewed on: 20th April 2026

Easy to use

5
Use it regularly and is easy to pay for anything I need Reviewed on: 20th April 2026

Easy to deal

5
Quick transfer of money but always on time Reviewed on: 20th April 2026

PayPal makes all payments seamless.

5
PayPal makes all payments seamless. Great for beginners to start racking up positive credit score points. Can't think of a more convenient and safe payment app. Reviewed on: 20th April 2026

Save online shipping

5
Buying online, always covered, no need to be worry about beeing scammed... Reviewed on: 20th April 2026

I can’t say anything bad about it!

5
I can’t say anything bad about it! Good business! Reviewed on: 20th April 2026

Well my experience that I have had with you has been...

5
Well my experience that I have had with you has been very excellent Reviewed on: 20th April 2026

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