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PayPal: PayPal Credit reviews

4.90
Based on 87,772 reviews, last reviewed 28th Apr 2026
1705950% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit PayPal credit is great for managing money and flexibility Reviewed on: 28th April 2026
Forhard A's avatar
Forhard A

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (87772)

App is intuitive, Great payment options

5
App is intuitive and simple to use. Great interest free payment options. Reviewed on: 5th June 2024

I always used to pay for things.

5
I always used to pay for things.it always save to pay. Reviewed on: 5th June 2024

So easy to use and understand - app easy to navigate...

5
So easy to use and understand - app easy to navigate around instructions and payment details clear Reviewed on: 5th June 2024

I have used PayPal for a number of years and have al...

5
I have used PayPal for a number of years and have always had a positive experience when dealing with customer services over any issues. The app is also very easy to use/navigate. Reviewed on: 5th June 2024

Smart Credit

5
I've been using PayPal Credit for a while now, and it's become my go-to for online purchases. Here's what I love most about it: Easy to Use: Everything is managed right through my PayPal account. It's seamless to choose PayPal Credit at checkout and keep track of my balance. Reviewed on: 5th June 2024

Great service

5
Amazing service,easy to apply very cost effective.help everyone who's got financial difficulties Reviewed on: 5th June 2024

Easy to use and great protection for your money

5
Easy to use and great protection for your money Reviewed on: 5th June 2024

Relatively easy to use for online transactions with...

5
Relatively easy to use for online transactions with extremely good promotional offers which I often utilise! Very good Credit facility offering more than many Credit Card providers. Some would argue that there is no physical Card to use in stores however I personally prefer the online facility to which there are a vast array of shops that accept PayPal! Reviewed on: 5th June 2024

Payments made easy

5
Simple to use and offers a variety of ways to pay to make balancing finances easy Reviewed on: 5th June 2024

Solution for a good future

5
Is the best application that you can trust ,that will help you when your card balance is close to a 0 !!!! Is a big solution to solve some difficulties in your life .Thanks for PayPal Reviewed on: 5th June 2024

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