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PayPal: PayPal Credit reviews

4.90
Based on 87,823 reviews, last reviewed 28th Apr 2026
1708350% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent services Excellent services...especially 0% for 4 months if the transaction is £100 and above is too good Reviewed on: 28th April 2026
Suresh Mamillapalle's avatar
Suresh Mamillapalle

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87823)

It’s simple to set up

5
It’s simple to set up and use. Great! Reviewed on: 5th June 2024

Its so easy to use.

5
Its so easy to use. And I'm happy to use again and again Reviewed on: 5th June 2024

Quick and Safe

5
Always easy to use, safe and quick on checkout Reviewed on: 5th June 2024

Easy to use, convenient and efficient.

5
Easy to use, convenient and efficient. I always feel really secure using PayPal as a payment option. I was able to buy my fiancé’s dream watch using PayPal credit which makes our wedding day even more special. So thank you PayPal for always keeping your customers happy Reviewed on: 5th June 2024

PayPal credit is amazing it’s so useful.

5
PayPal credit is amazing it’s so useful. I’m always using it. It’s so good that you have 0 interest if it’s payed with it 4 months, I normally use it when im doing a big purchase. I would 100% recommend it too anyone Reviewed on: 5th June 2024

there when you need them

5
there when you need them with no fuss hassle free Reviewed on: 5th June 2024

It's been excellent.

5
It's been excellent. Easy to use Reviewed on: 5th June 2024

PayPal is quick and simple, it’s a peace of mind kno...

5
PayPal is quick and simple, it’s a peace of mind knowing if anything happens they are easily contactable to resolve Reviewed on: 5th June 2024

PayPal is flexible and I trust PayPal.

5
PayPal is flexible and I trust PayPal. Reviewed on: 5th June 2024

I think PayPal is absolutely EXCELLENT!

5
I think PayPal is absolutely EXCELLENT!!!! Reviewed on: 5th June 2024

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