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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147213 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147214)

Never had any problems and fair pricing on interest.

Never had any problems and fair pricing on interest. Reviewed on: 20th April 2026

Easy secure payments.

Easy secure payments. PayPal credit is there when I need it and the re-payments are affordable. Reviewed on: 20th April 2026

Paypal credit is a life changer

I've been using PayPal credit for quite a while now to be able afford things when I don't quite have the money at hand. With easy payback plans its a no brainer in my life. Reviewed on: 20th April 2026

Brilliant, especially for expensive items and can pa...

Brilliant, especially for expensive items and can pay over time Reviewed on: 20th April 2026

Amazing all I can say, fast and not complicated

Amazing all I can say, fast and not complicated Reviewed on: 20th April 2026

Life on a budget

Love the 3 or 4 months to pay makes life so much easiee for me. Reviewed on: 20th April 2026

Always been really pleased with PayPal .

Always been really pleased with PayPal . Reviewed on: 20th April 2026

Great for holidays and paying in instalment’s

Great for holidays and paying in instalment’s Reviewed on: 20th April 2026

4 months 0% interest

4 months 0% interest is very cool option Reviewed on: 20th April 2026

Easy to use

Simple to use and manage payment instalments. Reviewed on: 20th April 2026

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