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PayPal: PayPal Credit reviews

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4.90
Based on 87,947 reviews, last reviewed 28th Apr 2026
1714100% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience so far, aint had no issues and Ive b... Good experience so far, aint had no issues and Ive been learning how credit works without being at risk of extra charges. Reviewed on: 28th April 2026
Jack B's avatar
Jack B

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (87947)

Excellent

5
It is so easy to use, I use PayPal almost everyday and for all my online transactions, I trust its safe and very reliable Reviewed on: 5th June 2024
Caroline McAteer's avatar
Caroline McAteer

PayPal Quick response

5
PayPal is very quick at resolving problems with sellers Reviewed on: 5th June 2024
Michael M's avatar
Michael M

Good very good amazing thanks, practically working.

5
Good very good amazing thanks, practically working. Reviewed on: 5th June 2024
Gheorghe P's avatar
Gheorghe P

Great help ...

5
Been so helpful to me able to spread the cost Reviewed on: 5th June 2024
Stephen dann's avatar
Stephen dann

I am happy with the line of credit offered

1
I am happy with the line of credit offered Reviewed on: 5th June 2024
Uchenna O's avatar
Uchenna O

Overall brilliant.

5
Overall brilliant. Good service. Good feedback. Highly recommended. Reviewed on: 5th June 2024
Mohamed M's avatar
Mohamed M

Great service and never had any issues with using Pa...

5
Great service and never had any issues with using PayPal credit. Reviewed on: 5th June 2024
jane A's avatar
jane A

Always had 4 months interest free plus other offers,...

5
Always had 4 months interest free plus other offers, great product. now in my 7 year of being a customer Reviewed on: 5th June 2024
John M's avatar
John M

Great 0% Finance Option (but only for 4 months)

5
PayPal Credit has been a game changer for me by allowing 0% interest on purchases for 4 months. No need to complete vast amounts of paperwork, nice and simple with a decision quickly. Only downside is that it’s only 4 months - would be great if they had 6 or 9 months option. One can only wish for now that it’s something that can be considered and implemented in the near future. Thank you PayPal! Reviewed on: 5th June 2024
Ummi's avatar
Ummi

Very good experience with paypal so far,I've using i...

5
Very good experience with paypal so far,I've using it most of the time Reviewed on: 5th June 2024
Gabi Keri's avatar
Gabi Keri

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