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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147149 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147149)

Upfront and Honest

Always been upfront and no hidden cost or agendas Reviewed on: 20th April 2026

Easy to use, staff friendly and knowledgeable .

Easy to use, staff friendly and knowledgeable . Reviewed on: 20th April 2026

PayPal has always made my payment quick and secure.

PayPal has always made my payment quick and secure. It is also assuring to know that it is also protected. Reviewed on: 20th April 2026

Okay experience

Experience is fine for the previous purchases anyhow not that great as tried to initiate refund one time but paypal did'nt supported Reviewed on: 20th April 2026

Easy to use and helpful team, no difficulties.

Easy to use and helpful team, no difficulties. Reviewed on: 20th April 2026

Easy way to pay

Really useful way to help pay for a purchase using interest free payments through PayPal. I’ve used it many times and would definitely recommend Reviewed on: 20th April 2026

Generally a very good experience

Generally a very good experience Reviewed on: 20th April 2026

Very convenient hassles free way to shop

Very convenient hassles free way to shop Reviewed on: 20th April 2026

Super secure, excellent at resolving any issues had...

Super secure, excellent at resolving any issues had and always a smooth friendly experience. Reviewed on: 20th April 2026

Amazing customer service, and the plan pays in 3 and...

Amazing customer service, and the plan pays in 3 and 4 months, free of charge, with a credit plan. Reviewed on: 20th April 2026

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