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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (88065 reviews)

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4.90

Based on 88,065 reviews, last reviewed 28th Apr 2026

1719350% increase in 5 star reviews

in the past 90 days

9900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use So easy to use convenient and the option to split payments for easier purchasing PayPal has been my most used when doing online purchases as I trust t... Read more Reviewed on: 28th April 2026

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88065)

Paypal is quite good borrowing money but sometimes t...

Paypal is quite good borrowing money but sometimes take time to resolve a issue Reviewed on: 6th June 2024

I have used it for 3 years and it’s been...

I have used it for 3 years and it’s been pivotal to me Reviewed on: 6th June 2024

PayPal Credit Review

I think PayPal credit is a good way to lend money and pay things when you don’t have all the cash straight away as it’s one of the only ones that offers interest free for a period of time. Reviewed on: 6th June 2024

EXCELLENT and SECURE

I just find PayPal easy and, most importantly, secure. Any purchase I make, I will tend to use PayPal if it’s available, as opposed to giving my bank details all the time. Reviewed on: 6th June 2024

PayPal Credit is integrated into your PayPal account...

PayPal Credit is integrated into your PayPal account, offering quick approval and easy use at checkout. It features promotional financing like no interest for six months on qualifying purchases and flexible monthly payments. Accepted at millions of online stores, it provides PayPal's security benefits and easy account management, making it a convenient alternative to traditional credit cards. Reviewed on: 6th June 2024

Straightforward to apply

It was easy to apply and everything I needed to know was explained clearly. I’m reminded in plenty of time when a payment is due so I never fall behind. The credit was extremely helpful when I needed it and I would definitely recommend it to friends. Reviewed on: 6th June 2024

Prompt and Seamless transactions.

Seamless transactions and world class customer service. was received when I required clarification on some payment related queries. Reviewed on: 6th June 2024

A must for anyone

Easy to use, any problems customer services sort quickly, easy to see payments coming up and what's due , makes managing money easier Reviewed on: 6th June 2024

Good offers and instalment plans, plus a lot of plat...

Good offers and instalment plans, plus a lot of platforms now accept paypal. Reviewed on: 6th June 2024

I’ve had and used PayPal credit for a long time now...

I’ve had and used PayPal credit for a long time now with no issues Reviewed on: 6th June 2024

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