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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147103)

Highly recommend as Amazing service with best offers

5
Amazing service with best offers Reviewed on: 20th April 2026

Excellent service

5
I would rate my experience as great using PayPal. The customer service experience is also great. Reviewed on: 20th April 2026

The just Brilliant

5
Had a problem with an item that didn't arrive,call paypal they sorted in about and refunded done all in that one call. Reviewed on: 20th April 2026

I never had a problem with pay pal and it has amazin...

5
I never had a problem with pay pal and it has amazing customers service Reviewed on: 20th April 2026

Marvellous!

5
I signed in to PayPal more than 10 years ago and I have the best banking experience I've had in 50years. Reviewed on: 20th April 2026

I have always had a good experience with PayPal

5
I have always had a good experience with PayPal Reviewed on: 20th April 2026

I've been a PayPal client for many years and have en...

5
I've been a PayPal client for many years and have enjoyed watching them evolve and improve the customer experience. Their recent addition of the rewards scheme and virtual cars is brilliant and something that I keep recommending to friends. Reviewed on: 20th April 2026

Really easy to use and adapted everywhere

5
Really easy to use and adapted everywhere Reviewed on: 20th April 2026

Very good service

5
Very good service also very easy to use Reviewed on: 20th April 2026

Easy breezy

5
Easy, quick and affordable monthly repayments when using their pay in 3 for example. PayPal makes giving and receiving money a breeze. Reviewed on: 20th April 2026

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