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PayPal: PayPal Credit reviews

4.91
Based on 88,199 reviews, last reviewed 28th Apr 2026
1725750% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints about any of the services I'm using No complaints about any of the services I'm using Reviewed on: 28th April 2026
Mr P's avatar
Mr P

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88199)

Excellent service.

5
Excellent service. Handy to use . You can use it on loads sites. Very secure Reviewed on: 6th June 2024

Excelent 10 stars

5
A very pleasant experience I recommend to everyone ! Reviewed on: 6th June 2024

excellent - pay in 3 is a great choice.

5
excellent - pay in 3 is a great choice. Reviewed on: 6th June 2024

A valued and trusted service

5
Very interactive and easy to access my account and to pay every month, if I had an issue, I rang the PayPal credit team and they dealt with me straightaway. Reviewed on: 6th June 2024

Never had any issues.

5
Never had any issues. Like the variety of options. Reviewed on: 6th June 2024

PayPal has always been easy to use and helpful if th...

5
PayPal has always been easy to use and helpful if there are any problems with payments. Reviewed on: 6th June 2024

Never had a bad experience using paypal.

5
Never had a bad experience using paypal. The only slight criticism I have is I wish it showed an updated balance as soon as I make a payment on PayPal credit Reviewed on: 6th June 2024

Really enjoy having the credit option in pay pal.

5
Really enjoy having the credit option in pay pal. It's really easy to use, and helps you out if you find yourself needing to buy something with no funds. customer service is fantastic. Overall fantastic service. Reviewed on: 6th June 2024

PayPal is best in protecting consumer rights

5
PayPal is best in protecting consumer rights Reviewed on: 6th June 2024

Quick and easy, so simple to use

4
Quick and easy, so simple to use Reviewed on: 6th June 2024

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