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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 88,329 reviews, last reviewed 28th Apr 2026
1731650% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and trustworthy brand - no negativity asso... Reliable and trustworthy brand - no negativity associated with them. Reviewed on: 28th April 2026
NicNac's avatar
NicNac

Latest lowest rating:

1

Terrible customer service Paypal have terrible customer services, they don't seem to understand the concerns you have raised and don't seem to be in a position to put this righ... Read more Reviewed on: 27th April 2026
Richard H's avatar
Richard H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88329)

I love PayPal credit

5
Very easy to use an access, can manage your amounts easily and pay off credit easily. Paying in 3 installments is very helpful as well as the 4 months no interest. Reviewed on: 6th June 2024
George S's avatar
George S

Fantastic service

5
Easy to you and great customer care Reviewed on: 6th June 2024
Mark A's avatar
Mark A

Really simple to apply.

5
Really simple to apply. The interest free terms are excellent. Not paid any interest yet. Reviewed on: 6th June 2024
Neil W's avatar
Neil W

Altogether awesome

5
I have had no issues with this service altogether awesome Reviewed on: 6th June 2024
Susan W's avatar
Susan W

I am a huge fan of PayPal credit.

5
I am a huge fan of PayPal and PayPal credit. So easy to use for larger purchases where you want to spread out the cost. Communication with PayPal is great and marketing emails relevant Reviewed on: 6th June 2024
Sally M's avatar
Sally M

Great customer service

5
Very handy and when wanted to cancel it great customer service Reviewed on: 6th June 2024
Jane B's avatar
Jane B

Money saver

5
I have used more than 5-6 times and each experience was great. Reviewed on: 6th June 2024
Thomas V's avatar
Thomas V

It just works, low rates, no hassle, accepted in loa...

5
It just works, low rates, no hassle, accepted in loads of places and the pay in 3 is very convenient Reviewed on: 6th June 2024
P l's avatar
P l

Excellent

5
Very easy and convenient to use makes purchasing items easy and convenient for managing budget and also provides security for payments Reviewed on: 6th June 2024
Amanda D's avatar
Amanda D

PayPal contact

4
My experience with PayPal has been pretty positive, my only problem is I would like better contact options, I do find the contact or lack very frustrating as the robot does not understand a human being properly. Reviewed on: 6th June 2024
Shelley y's avatar
Shelley y

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