Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146988 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146988)

Best payment platform I ever used

I have been using PayPal for more than 10 years now, they are the best for payment protection when using PayPal service for purchases especially out of UK/ as is more risky. Reviewed on: 20th April 2026

easy to use, a bit thin on practical details, which...

easy to use, a bit thin on practical details, which seem to come after competion of agreement. Reviewed on: 20th April 2026

It's super easy to use PayPal, I recommend it

It's super easy to use PayPal, I recommend it Reviewed on: 20th April 2026

Easy to use can’t fault the service from PayPal

Easy to use can’t fault the service from PayPal Reviewed on: 20th April 2026

Easy to use, regular updates on payments and plans.

Easy to use, regular updates on payments and plans. Reviewed on: 20th April 2026

It has been easy to use and kept me informed through...

It has been easy to use and kept me informed throughout Reviewed on: 20th April 2026

Just great pay things with out using you debit card...

Just great pay things with out using you debit card plus you get rewards as well Reviewed on: 20th April 2026

Reduced my credit limit for what I think was not fai...

Reduced my credit limit for what I think was not fair as I need made a late payment, also was no help when I was scammed on a purchase Reviewed on: 20th April 2026

Help me a lot to buy in 3 payments

Help me a lot to buy in 3 payments Reviewed on: 20th April 2026

Very good customer service in all trading aspects

Very good customer service in all trading aspects Reviewed on: 20th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78458 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub