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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146927)

Great service and easy to work with.

5
Great service and easy to work with. Reviewed on: 20th April 2026

I love too use my PayPal account it’s so easy to use...

5
I love too use my PayPal account it’s so easy to use and I like the option 0% payment option Reviewed on: 20th April 2026

Good options for O% over 3 payments.

5
Good options for O% over 3 payments. I use this all the time. Reviewed on: 20th April 2026

Shop with peace of mind.

5
Shop with peace of mind. Issues are always dealt with in a timely manner with the great professionalism from the customer service representatives Reviewed on: 20th April 2026

Always money back guarantee.

5
Always money back guarantee. Resolve problems every time even when been scammed. Brilliant Reviewed on: 20th April 2026

Been great with an amazing customer service and alwa...

5
Been great with an amazing customer service and always easy to contact Reviewed on: 20th April 2026

Easy to use and faster approval.

5
Easy to use and faster approval. This aids in taking informed financial decisions Reviewed on: 20th April 2026

good. But should doBetter to help in line for CS

4
If you are aware of the process and can manage good but online help is not so food if you have a penlem Reviewed on: 20th April 2026

Very easy to use.

5
Very easy to use. Good point system Reviewed on: 20th April 2026

Prompt response to querries and easy to use

5
Prompt response to querries and easy to use Reviewed on: 20th April 2026

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