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PayPal: PayPal Credit reviews

4.90
Based on 88,528 reviews, last reviewed 28th Apr 2026
1740600% increase in 5 star reviews
in the past 90 days
10000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Speed and easy transactions to send money abroad and... Speed and easy transactions to send money abroad and pay for goods Reviewed on: 28th April 2026
Jeannette G's avatar
Jeannette G

Latest lowest rating:

1

3 days to make a payment, extortionate late fee of £12. 3 days to make a payment, extortionate late fee of £12. PayPal used to be good but lately there are much better credit apps that you can make a repaym... Read more Reviewed on: 28th April 2026
Slap head's avatar
Slap head

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (88528)

PayPal Credit is a very good service

5
PayPal credit is very easy to use with good limits and ease of use whenever purchasing something online. I would highly recommend this service to other people for using when purchasing items online. Very good! Reviewed on: 6th June 2024

Very convenient, trusted, purchase with confidence

5
Very convenient, trusted, purchase with confidence Reviewed on: 6th June 2024

Great service easy to use.

5
Great service easy to use.helpfull staff.good information online Reviewed on: 6th June 2024

Able to split payments

4
Able to split payment without paying all in one go Reviewed on: 6th June 2024

A very useful resource

5
Easy to use and very convenient when paying for anything online, the ability to pay for things using PayPal credit gives you peace of mind as it is always there to spread the cost whether you use PayPal credit or pay in 3. Reviewed on: 6th June 2024

I like paypal in general and use it as much...

5
I like paypal in general and use it as much as I can Reviewed on: 6th June 2024

Really safe and you get good piece of mind using Pay...

5
Really safe and you get good piece of mind using PayPal. I use it for buying items online with the 4 months interest free I can pay it up without any hassle Reviewed on: 6th June 2024

Always good to use easy and quick

5
Always good to use easy and quick Reviewed on: 6th June 2024

Good never had any problems, I'm sure if I did they...

5
Good never had any problems, I'm sure if I did they would help Reviewed on: 6th June 2024

It’s been fantastic and easy when buying this, using...

5
It’s been fantastic and easy when buying this, using PayPal credit and also for putting money into. Reviewed on: 6th June 2024

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