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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146849 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146851)

find it is a help with my finances to spread out pay...

find it is a help with my finances to spread out payments Reviewed on: 20th April 2026

Always been good at solving problems and sorting the...

Always been good at solving problems and sorting the problem out. Great service all round. Reviewed on: 20th April 2026

PayPal credit gives me that extra financial breathin...

PayPal credit gives me that extra financial breathing space that we all appreciate from time to time. 0% interest over 4 months - what’s to complain about? Zero that what! Reviewed on: 20th April 2026

INCREDIBLE!!!

Incredible service, friendly and helpful when requesting advice or help! This company has helped me through difficult times financially and is the safest option in my opinion ! Would reccomend to absolutely anyone time and time again! Why would i use anything else when paypal has everything you need! Fantastic! 10/10 Reviewed on: 20th April 2026

Most of the time straight forward to use.

Most of the time straight forward to use. Reviewed on: 20th April 2026

has always sorted it out...

Any problems I have paypal has always sorted it out thank you Reviewed on: 20th April 2026

On the whole it has been very useful

On the whole it has been very useful Reviewed on: 20th April 2026

PayPal helped me more then once in difficult financi...

PayPal helped me more then once in difficult financial situations Reviewed on: 20th April 2026

I Always look for PayPal when buying stuff.

I have used PayPal from when it started with zero problems and no delays including features such as the " Friends and Family " transfers of funds for paying for presents etc. Even when I have chosen to use staged payments for items which I have had to subsequently return they have sorted this out for me in a timely and clear way. I always look for PayPal when I am buying stuff because of this confidence in them. Reviewed on: 20th April 2026

Donna Sampson

I have found PayPal a very useful tool when managing my money. Reviewed on: 20th April 2026

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