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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146756 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146756)

Simple, straightforward

Really simple, the app is really easy to use and straightforward way to manage my money. Reviewed on: 20th April 2026

Simply Outstanding Service

I have been using PayPal for many years and love the flexibility of payments and features if sending money. with it. I also love the protection factors it offers for buying. I use it regularly both on a personal level and through my business due to the buying protection. There is no other! PayPal is outstanding for its services and is No 1. Reviewed on: 20th April 2026

It has allowed me to purchase items on my own terms.

It has allowed me to purchase items on my own terms. It is simple to use and easy to understand. I would highly reccomend. Reviewed on: 20th April 2026

Great service

Used from few years never had any issues. Reviewed on: 20th April 2026

Happy with PayPal

Simple to use and offers good payment options Reviewed on: 20th April 2026

Excellent Paypal, go and use it guys

I have been using paypal credit card and also pay in 3 for 0% interest, which I feel is a very good option Reviewed on: 20th April 2026

: "Reliable, Secure, and So Easy to Use !"

Here's a warm, genuine recommendation you can use: "I've had such a great experience using PayPal – it's made managing my payments and online transactions so simple and stress-free. Whether I'm shopping online, sending money to friends and family, or receiving payments, everything works smoothly and securely every time. I really appreciate how easy it is to set up and use, plus their buyer and seller protection gives me total peace of mind. I'd definitely recommend PayPal to anyone looking for a reliable, user-friendly payment service – it's become my go-to choice for all my financial transactions!" Reviewed on: 20th April 2026

Always had a good experience with PayPal.

Always had a good experience with PayPal. Very few disputes with service providers but PayPal has always been there to support me. Reviewed on: 20th April 2026

Reliable

It’s been long time I am using paypal it’s really good Reviewed on: 20th April 2026

Peace of Mind? Use PayPal.

PayPal making purchasing really easy, with the added security of knowing if anything goes wrong they will be on hand to help. This year alone I have had to chase retailers for withheld refunds and PayPal has made this simple and quick. When checking out, I always use the PayPal option of it is available as it gives me peace of mind. Reviewed on: 20th April 2026

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