Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 88,722 reviews, last reviewed 28th Apr 2026
1749650% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely good! Absolutely good! Service! I Used few yesrs and every time very well! Reviewed on: 28th April 2026
Monika Z's avatar
Monika Z

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (88722)

Easy to use, very handy with online purchases

5
Easy to use, very handy with online purchases Reviewed on: 6th June 2024

Always works.

5
Always works. Easy to use. Clear instructions on how to raise queries. Reviewed on: 6th June 2024

PayPal is always a lifesaver for me so it’s my body...

5
PayPal is always a lifesaver for me so it’s my body in good and bad times Reviewed on: 6th June 2024

Very helpful for big purchases!

5
Very helpful for big purchases! No interest plans and reviews of credit limits. Recommend it instead of traditional credit cards Reviewed on: 6th June 2024

use for all my consumer needs

5
app is very easy to use and i always use paypal credits and interest free option for larger purchases, Reviewed on: 6th June 2024

Really easy to understand and good service.

5
Really easy to understand and good service. Reviewed on: 6th June 2024

Very easy to use and very safe good service

5
Very easy to use and very safe good service Reviewed on: 6th June 2024

I have been using PayPal for more than 2years now an...

5
I have been using PayPal for more than 2years now and it has been really good to me. Reviewed on: 6th June 2024

Had no issues excellent Cs thank you

5
Had no issues excellent Cs thank you Reviewed on: 6th June 2024

PayPal options

5
PayPal options for spreading payments over 4 months are fantastic in these financially challenging times Reviewed on: 6th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review