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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 88,819 reviews, last reviewed 28th Apr 2026
1754050% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great trustworthy payments and app Great trustworthy payments and app Reviewed on: 28th April 2026
Katherine P's avatar
Katherine P

Latest lowest rating:

1

Horrible! The customer service is horrible, there is no understanding of what a customer should do and the update on when to make payments show so late! Reviewed on: 28th April 2026
Ary M's avatar
Ary M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88819)

Great way to pay for goods and services

5
I used PayPal credit as my default payment method. It works excellent for me. It gives me the confidence that any queries will be handled professionally. Reviewed on: 6th June 2024
Ras Mo's avatar
Ras Mo

Super easy to use and safe and secure

5
Super easy to use and safe and secure Reviewed on: 6th June 2024
MARK D's avatar
MARK D

The credit facilities is very convenient for me and...

5
The credit facilities is very convenient for me and user friendly. I am very happy to use it. The only drawback is the Limit which l wish could be increased. Reviewed on: 6th June 2024
KINGSTONE CHIFODYA 's avatar
KINGSTONE CHIFODYA

I find the reminders of interest free credit useful...

5
I find the reminders of interest free credit very useful, and I gse it for more and more online payments for my safety and security, I find it really comforting and keeps that buffer between risk and normal shopping. Reviewed on: 6th June 2024
G T's avatar
G T

With PayPal you know you've got a pal

5
With PayPal you know you've got a pal Reviewed on: 6th June 2024
Andrew b's avatar
Andrew b

Using PayPal Credit is a great experience.

5
Using PayPal Credit is a great experience. The application process is simple and clear. Customer services are responsive and provide helpful solutions to any problems or queries. The credit lines offer various options and promotions regularly such as pay in 3 or 3-6 months of no interest on bigger purchases. All in all they are an extremely reputable company and PayPal credit does exactly what’s needed. The only downside I can think of is you can’t balance transfer from PayPal credit as you would be able to with credit cards but aside from that it’s perfect. Reviewed on: 6th June 2024
Adam S's avatar
Adam S

Accept credit very easily - I do feel like the inter...

4
Accept credit very easily - I do feel like the interest is quite high. I’ve had some problems with my direct debit set up and it was really hard to get connected to a real person to fix it and the bot was unhelpful l Reviewed on: 6th June 2024
Abbie f's avatar
Abbie f

Excellent

5
my experience with PayPal has been great over the years Reviewed on: 6th June 2024
Jooo Santos 's avatar
Jooo Santos

The fact that one was given the opportunity to sprea...

5
The fact that one was given the opportunity to spread out payment for 4 months with no added interest is greatly appreciated. Reviewed on: 6th June 2024
Victoria A's avatar
Victoria A

good experience always

5
Never had any With PayPal , I have always had good experience Reviewed on: 6th June 2024
Wupundu S's avatar
Wupundu S

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