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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146646 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146646)

Simple and works

Never have problems with PayPal, always does the job. No hassle Reviewed on: 20th April 2026

Never had any problems quick to resolve issues

Never had any problems quick to resolve issues Reviewed on: 20th April 2026

Easy for use and reliable.

Easy for use and reliable. Friendly interface as well with accessible settings. Reviewed on: 20th April 2026

Set up of web pages easy to navigate.

Set up of web pages easy to navigate.They show you your options to buy stuff weather 3 months to pay or use credit and show you the interest rate openlly Reviewed on: 20th April 2026

No way to reduce the credit limit, once your locked...

No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

PayPal vs Klarna

I used PayPal instead of Klarna to buy some bike wheels, also got £20 off. Reviewed on: 20th April 2026

Always reliable

You can count on PayPal Credit for being reliable and safe. It's a great way for me to purchased items I'm unsure on and allows me to try before I buy. Reviewed on: 20th April 2026

Only 3 words

Swift easy & effortlessly couldn’t be more simple Reviewed on: 20th April 2026

EXCELLENT payment option

I had an issue with a purchase, so I called PayPal and they sorted it instantly. Always a viable option for finance or payments that are secure. Reviewed on: 20th April 2026

Easy to use.

Easy to use. Great payment plans. Quick to transfer money Reviewed on: 20th April 2026

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