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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146575)

Very easy to use.

5
Very easy to use.. great app. Great service. Reviewed on: 20th April 2026

Customer service

5
They deal with the problem you may face and not mask over it. Reviewed on: 20th April 2026

Paypal helps pay for things when my finances are low...

5
Paypal helps pay for things when my finances are low but without causing me debt . Different payment options offer great flexibility Reviewed on: 20th April 2026

Easy to use.

5
Easy to use. Quality sevice. Great way to manage unexpected bills Reviewed on: 20th April 2026

Great experience every time with Paypal

5
Great experience every time , and a company that you can trust and rely on Reviewed on: 20th April 2026

Good company

5
Never had an issue. I used PayPal for 10+ years Reviewed on: 20th April 2026

Great company and great service would tell anyone to...

5
Great company and great service would tell anyone to use this company. I use them because of the back up with my purchases Reviewed on: 20th April 2026

The terms are clear and it's easy to use.

5
The terms are clear and it's easy to use. Repayments are easy and there is often 0% interest. Reviewed on: 20th April 2026

Everything is as easy as you can imagine.

5
Everything is as easy as you can imagine. Reviewed on: 20th April 2026

I think PayPal is very good for me as it let's me sp...

5
I think PayPal is very good for me as it let's me spread my payments and is very affordable for me knowing I don't have to pay in full I would have no problem recommending PayPal to friends and family thanks Reviewed on: 20th April 2026

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