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PayPal: PayPal Credit reviews

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4.90
Based on 88,919 reviews, last reviewed 28th Apr 2026
1758800% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal, first choice payment option Everything is easy to understand and use with the added knowledge you are protected with all your purchases. Pay in three has been a massive help bein... Read more Reviewed on: 28th April 2026
Helen T's avatar
Helen T

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
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SY
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (88919)

It’s easy to use and manage.

5
It’s easy to use and manage. I always get details of each transaction. Reviewed on: 6th June 2024
John E's avatar
John E

A no cost way to spread costs

5
0% pay in 3 saved me when tyres were needed (surprise!!) and funds weren’t present. Laptop for my child also purchased at 0% and spread the cost of Xmas, making life much easier without adding to the overall cost. Reviewed on: 6th June 2024
Neil McCulloch's avatar
Neil McCulloch

Using my paypal for most of my purchases

5
Using my paypal for most of my purchases Reviewed on: 6th June 2024
Sorayya R's avatar
Sorayya R

Good service that I trust, would definitely recommen...

5
Good service that I trust, would definitely recommend to friends and family. Reviewed on: 6th June 2024
Lauren P's avatar
Lauren P

Great secure service to pay for everything online

5
Great secure service to pay for everything online Reviewed on: 6th June 2024
Budgieboy's avatar
Budgieboy

PayPal Credit is convenient !

5
I was making an order online and had seen an offer for £20 off my purchase if I signed up and used PayPal Credit to pay. At first I signed up just to take advantage of the offer , however PayPal credit ended up being very convenient for my monthly purchases. I still use it a whole year later. I also don’t have a credit card so PayPal credit helps me to build my credit score. I would highly recommend. Reviewed on: 6th June 2024
Sean Williams's avatar
Sean Williams

Good service, always been reliable and got my money...

5
Good service, always been reliable and got my money back when problems were experienced Reviewed on: 6th June 2024
Beetee's avatar
Beetee

I have nothing negative to say about payPal, apart f...

5
I have nothing negative to say about PayPal, apart from saying they offer excellent service, which gives me confidence when paying for things online. Reviewed on: 6th June 2024
Joweria Kabango's avatar
Joweria Kabango

Excellent .

5
Excellent . Fast approval and easy to pay it back Reviewed on: 6th June 2024
Alin C's avatar
Alin C

PayPal rules

5
Absolutely great experience and easy to use & safe app Reviewed on: 6th June 2024
Adam R's avatar
Adam R

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