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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146564 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146564)

Friendly, helpful, low interest rates

Friendly, helpful, low interest rates Reviewed on: 20th April 2026

It is a very good financial source.

It is a very good financial source. Helped me in buying of Laptop. Also i was able to change direct debit details many time very securely. It also give me time for interest free payment. Reviewed on: 20th April 2026

Great service

Everything is just so smooth and its so easy to apply for paypal credit. Reviewed on: 20th April 2026

PayPal pay in 3 is a godsend.

PayPal pay in 3 is a godsend. Useful for when you’re running a tad low on funds,. Reviewed on: 20th April 2026

Always up-to-date in the app with account , emails a...

Always up-to-date in the app with account , emails and any problems they are easy to reach. Reviewed on: 20th April 2026

not complaints about paypal very reliable

not complaints about paypal very reliable Reviewed on: 20th April 2026

I've been using PayPal for a long time - it's conven...

I've been using PayPal for a long time - it's convenient and fast. Reviewed on: 20th April 2026

Best money app.

Never had the problem with PayPal, fast transfers, app easy and clear in use, great offers like PayPal pay in 3/PayPal credit/PayPal+. Highly recommend! Reviewed on: 20th April 2026

It's good to have paypal it's very helpful

It's good to have paypal it's very helpful Reviewed on: 20th April 2026

A great app

Great to keep track of your money and the pay in 3 is an excellent way to break up big purchases Reviewed on: 20th April 2026

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