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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (146559)

Any problems attend quickly sorted

5
Any problems attend quickly sorted Reviewed on: 20th April 2026
Anto's avatar
Anto

I have used paypal for years and always get great se...

5
I have used paypal for years and always get great service. I also have peace of mind knowing my payments are secure. Reviewed on: 20th April 2026
Karan S's avatar
Karan S

very good application, easy shopping, well secured a...

5
very good application, easy shopping, well secured against theft Reviewed on: 20th April 2026
Milan P's avatar
Milan P

I always prefer to paypal and Love to use paypal...

5
I always prefer to paypal and Love to use paypal Reviewed on: 20th April 2026
Akhtiar A's avatar
Akhtiar A

Perfect amd helpful gives you sufficient time

5
Perfect amd helpful gives you sufficient time Reviewed on: 20th April 2026
fk 5309's avatar
fk 5309

Good communication, safe to use when payment options.

5
Good communication, safe to use when payment options. I like the zero percent option Reviewed on: 20th April 2026
Clarete Zvoushe's avatar
Clarete Zvoushe

Good communication, safe to use when payment options.

5
Good communication, safe to use when payment options. I like the zero percent option Reviewed on: 20th April 2026
Clarete Zvoushe's avatar
Clarete Zvoushe

Easy and convenient.

5
Paypal is so easy and convenient to use. Thankyou paypal Reviewed on: 20th April 2026
Dawn c's avatar
Dawn c

Paypal the most secure way for online shopping!

5
This is the most secure way of online shopping for me! I know that with PayPal, my bank details are secure, the merchant doesn't know them! Also I can split the payment with PayPal credit, and my purchase is guaranteed by PayPal, so in a event of not received or a damaged purchase, PayPal have my back and if I'm not happy, it's always PayPal refund! This is my preferred way of online shopping and with the PayPal card I collect points, wich are real money, to spend how and with whom I decide! Reviewed on: 20th April 2026
Desislava Glasscoe's avatar
Desislava Glasscoe

So easy to use, they are very vigilant when it comes...

5
So easy to use, they are very vigilant when it comes to fraud and feel protected. Reviewed on: 20th April 2026
Hannah 's avatar
Hannah

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