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PayPal: PayPal Credit reviews

4.90
Based on 89,004 reviews, last reviewed 29th Apr 2026
1762700% increase in 5 star reviews
in the past 90 days
10100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a live saver. PayPal is a live saver. Easy tell Reviewed on: 29th April 2026
Michael 's avatar
Michael

Latest lowest rating:

2

worst customer service experience I am writing this review as I have had significant hurdles as a customer of PayPal credit and debit card , all experienced soon after PayPal rolled ou... Read more Reviewed on: 28th April 2026
SY's avatar
SY

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (89004)

Really easy to use and keep track of payments

5
Really easy to use and keep track of payments Reviewed on: 6th June 2024

Useful when you need an extra help

4
Useful when you need an extra help Reviewed on: 6th June 2024

efficient

5
Easy to use, fast & efficient at transferring funds Reviewed on: 6th June 2024

Easy to use, clear conditions.

5
Easy to use, clear conditions. Easy to control with the app Reviewed on: 6th June 2024

I have used PayPal credit for a while now.

5
I have used PayPal credit for a while now. And it has been a life saver. And so easy to use. The customer service team are Excellent and dealt with my questions very quickly. I would definitely recommend paypal credit. There are plenty of options. This is apart of my monthly life. Reviewed on: 6th June 2024

Great easy way of spreading cost

5
Great easy way of spreading cost Reviewed on: 6th June 2024

PayPal credit is easy

5
PayPal credit is easy to use, accepted in a reasonable amount of places & provides a certain amount of security for your purchases. Reviewed on: 6th June 2024

5 star rsting

5
5**********************†************ Reviewed on: 6th June 2024

I've been using PayPal Credit for years now, and I c...

5
I've been using PayPal Credit for years now, and I couldn't be more satisfied with the service. The convenience of having a credit line directly linked to my PayPal account has made online shopping a breeze. One of the standout features is the flexibility it offers with payment plans, including the option for interest-free payments if the balance is paid off within a specified period. This has been incredibly helpful for managing larger purchases without incurring additional costs. Reviewed on: 6th June 2024

Top Notch

5
PayPal is amazing and a simple to use service. Very convenient Reviewed on: 6th June 2024

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