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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148294 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148294)

Pay pal credit is easy to use and navigate, it makes...

Pay pal credit is easy to use and navigate, it makes money easy to manage as you have a credit limit that you can use and pay back monthly/whenever you can afford to through the month. It helps with stress of upcoming events such as birthday, and Christmas etc, and the interest rate is great. Highly recommend Reviewed on: 21st April 2026

Paypal is the GOAT

Ive used paypal for almost 13 years and ive never had anything but a good experience Reviewed on: 21st April 2026

Always got good advise n help.

Always got good advise n help. Very good service Reviewed on: 21st April 2026

PayPal is very good and easy way to pay

PayPal is very good and easy way to pay Reviewed on: 21st April 2026

I have been using papay for almost 2 decades now.

I have been using papay for almost 2 decades now. The fact that I can now pay in instalments without interest is amazing. I have few issues with payment using PayPal which customer service as sorted out for me Reviewed on: 21st April 2026

I enjoy the ease of use and variety of finance optio...

I enjoy the ease of use and variety of finance options my account offers me. Reviewed on: 21st April 2026

Always had a good experience using PayPal I also fee...

Always had a good experience using PayPal I also feel more protected Reviewed on: 21st April 2026

Easy to use, and they provide very fair credit 10/10

Easy to use, and they provide very fair credit 10/10 Reviewed on: 21st April 2026

Paypal credit is fast and easy to use

Paypal credit is fast and easy to use Reviewed on: 21st April 2026

Easy to set up and pay, secure connection and encryp...

Easy to set up and pay, secure connection and encryption. Reviewed on: 21st April 2026

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