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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148300 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148300)

Great service and best option to buy through 0% inte...

Great service and best option to buy through 0% interest. Reviewed on: 21st April 2026

Simple to use, secure and effective in resolving any...

Simple to use, secure and effective in resolving any purchasing problems. Reviewed on: 21st April 2026

Good and straightforward and easy to check balance

Good and straightforward and easy to check balance Reviewed on: 21st April 2026

Excellent

Excellent brilliant easy to use easy to pay fantastic reviews Reviewed on: 21st April 2026

Smooth and Quick

Always a smooth and quick experience with no problems Reviewed on: 21st April 2026

Always friendly and helpful.

Always friendly and helpful. I feel safe and always use PayPal. Reviewed on: 21st April 2026

Easy app to use, great service.

Easy app to use, great service. ......................... Reviewed on: 21st April 2026

Always so quick to respond and resolve

Always so quick to respond and resolve Reviewed on: 21st April 2026

Been using PayPal for some years, all good

Been using PayPal for some years and I've seen it grow. Never had any issues and it's been a breeze to use Reviewed on: 21st April 2026

Credit Ready & Available

Best feeling is the credit is there when you need it,hassle free. Thanks Reviewed on: 21st April 2026

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