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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85638 reviews)

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4.90

Based on 85,638 reviews, last reviewed 25th Apr 2026

3215100% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Support team have been very good and supportive when... Support team have been very good and supportive when i contacted them before for a certain issue. Reviewed on: 25th April 2026

Latest lowest rating:

1

I had worse experience with u guys very poor service... I had worse experience with u guys very poor service Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85638)

Friendly customer service always willing to help

Friendly customer service always willing to help Reviewed on: 4th June 2024

Ease of use allowing users to easily access credit o...

Ease of use allowing users to easily access credit over time and spreading out repayments, I usually use the 0% option but have used the 12 month which was also easy. Reviewed on: 4th June 2024

Always pleasant helping and polite

Always pleasant helping and polite Reviewed on: 4th June 2024

Great easy way to spread the cost

Great easy way to spread the cost Reviewed on: 4th June 2024

Excellent service.

Excellent service. Helped boost my credit score. Reviewed on: 4th June 2024

Always helpful when called, great experience.

Always helpful when called, great experience. Also, the different ways to pay are great! Reviewed on: 4th June 2024

It's very easy to use and very prompt, but the inter...

It's very easy to use and very prompt, but the interest seems high. Reviewed on: 4th June 2024

Easy like a Sunday morning

Just an easy setup and usage. Always use when buying online as it's safe Reviewed on: 4th June 2024

Why papypal credit is good

Paypal credit is a great alternative compared to other companies/banks. Its easy to use and helpful for everyday purchases. I would highly recommend. I have used PayPal for years now and its probably one of, if not the best source for online and everyday purchases. 10/10, give it a try Reviewed on: 4th June 2024

Very reliable and efficient service.

Very reliable and efficient service. Reviewed on: 4th June 2024

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