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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148307)

Hassle free spending.

Hassle free spending. Makes my shopping experience more enjoyable and quicker Reviewed on: 21st April 2026

Great service

When I’ve had issues they have always been sorted swiftly and easily Reviewed on: 21st April 2026

Easy to use and secure.

Easy to use and secure. I feel confident my money is safe. Reviewed on: 21st April 2026

Amazing and reliable service!

Amazing and reliable service! Would recommend definitely recommend. Reviewed on: 21st April 2026

Big purchases

Use it all the time for big purchases to spread the cost; it’s perfect with the 4 month 0 interest Reviewed on: 21st April 2026

Good, easy to use

Good, easy to use. Fast support times, and good customer service Reviewed on: 21st April 2026

PayPal is great for payment flexibility and security

PayPal is great for payment flexibility and also an extra security step when making payments to unknown vendors Reviewed on: 21st April 2026

I never had any problems with paypal and when i didn...

I never had any problems with paypal and when i didn't understand how a refuns was allocated their customer service adviser explained it to me so clearly that it stayed with me and i can now travk the refunds with no confusions. Reviewed on: 21st April 2026

Easy to use and it’s safe.

Easy to use and it’s safe. Queries can be raised easily as it’s straightforward. Reviewed on: 21st April 2026

After 41years I switched to Paypal

I movedfrom a high street bank sfter 41 years as It was near to impossible to speak to someone after following all instuctions from their chat bot Cora. Which was sending me around in circles .This was inconveinient and frustrating . Being with paypal hasmade everything so much simpler and I have never had any problems .Everyone needs to be with Paypal Reviewed on: 21st April 2026

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