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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148308 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148308)

PayPal is good but if you forget the charge is very...

PayPal is good but if you forget the charge is very high. Reviewed on: 21st April 2026

Everyday buys to bigger purchases, paypal just works!

I’ve been using PayPal and PayPal Credit for a few years now, and it’s just become part of how I manage my spending. I’ve used it for all sorts of things—from booking plane tickets and buying clothes, to bigger purchases like an Emma mattress, a Dyson vacuum and hair tools, and even a KitchenAid mixer. Being able to spread the cost at 0% has really helped me get things I needed without feeling like everything had to be paid at once. What I like most is how easy and widely accepted it is. It works pretty much everywhere I shop online, so I don’t have to think twice when checking out. The added protection is a bonus too—it just gives a bit of peace of mind. Nothing fancy—it just works. And that’s exactly why I’ve stuck with it and will keep using it. Reviewed on: 21st April 2026

Great service

Great way to bank and shop with ease of use and simple set up ! Reviewed on: 21st April 2026

Very easy to use and a great way to protect your pur...

Very easy to use and a great way to protect your purchase. Reviewed on: 21st April 2026

PayPal is one of the safest ways to transact with re...

PayPal is one of the safest ways to transact with retailers and banks, offering strong protection for its customers. Its level of service is unmatched by other payment providers. The platform is easy to use, and the customer support team is highly responsive, taking consumer rights and legal protections very seriously. Reviewed on: 21st April 2026

Always great service got through to agent quickly

Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026

Quick and easy to be accepted and set up!

Quick and easy to be accepted and set up! Reviewed on: 21st April 2026

Never a problem queries answered quick and great saf...

Never a problem queries answered quick and great safety for purchases Reviewed on: 21st April 2026

Fantastic app and service any small issues we have h...

Fantastic app and service any small issues we have had has been fixed immediately Reviewed on: 21st April 2026

Safety payment in the world .

Safety payment in the world .Thank you so much PayPal Reviewed on: 21st April 2026

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