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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148315 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148316)

Very good service and products they provide.

Very good service and products they provide. Reviewed on: 21st April 2026

I've used PayPal for many years.

I've used PayPal for many years. Fin so easy to send money, an pay for good Reviewed on: 21st April 2026

PayPal credit works well.

PayPal credit works well. Not had any problems. Have used in eBay only. Reviewed on: 21st April 2026

Great service always able to rely on...

Very efficent and great service always able to rely on Reviewed on: 21st April 2026

Always helpful and easy to use

Always helpful and easy to connect with Reviewed on: 21st April 2026

Very good service.

Very good service. Good and reliable exchange rate when using the service abroad. Reviewed on: 21st April 2026

Very good app and website.

Very good app and website. User friendly and easy to navigate around Reviewed on: 21st April 2026

Absolute masterpiece!

Have been using PayPal for a long time and always had a amazing experience with the services as well as customers service. Never had any issue while paying with PayPal and always received help when needed! Reviewed on: 21st April 2026

Pay in 3 is excellent makes life much easie

Pay in 3 is excellent makes life much easie Reviewed on: 21st April 2026

Easy, secure, and reliable

I’ve had a really positive experience using PayPal. It’s straightforward, secure, and makes sending or receiving money hassle-free. Everything is clear and easy to manage, which makes a big difference. Reviewed on: 21st April 2026

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