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PayPal: PayPal Credit reviews

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4.90
Based on 85,386 reviews, last reviewed 25th Apr 2026
3191700% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal so convenient, and ease of use PayPal so convenient, and ease of use Reviewed on: 25th April 2026
Moyo's avatar
Moyo

Latest lowest rating:

2

I was charged a £12 penalt I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I w... Read more Reviewed on: 25th April 2026
AQP's avatar
AQP
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85386)

I use it few years and never have any issues.

5
I use it few years and never have any issues. Customer service is excellent Reviewed on: 4th June 2024
milena m's avatar
milena m

Never any issues using PayPal, safe and secure purch...

5
Never any issues using PayPal, safe and secure purchasing. Reviewed on: 4th June 2024
Demi M's avatar
Demi M

Super service .

5
Super service . Good costumer . Low APR Reviewed on: 4th June 2024
Konrad A's avatar
Konrad A

Fantastic

5
Fantastic Highley reccommended to all fast and easy to use………………………,,……,,,,,,.5 ***** plus Reviewed on: 4th June 2024
john m's avatar
john m

Wirhout PayPal I be totally lost omg

5
Wirhout PayPal I be totally lost omg Reviewed on: 4th June 2024
Charlie 's avatar
Charlie

Very convenient payment service

5
I like choose what paypal service can offer, very flexible. Reviewed on: 4th June 2024
Agne's avatar
Agne

Credit limit increases

5
I am satisfied with the service PayPal provides. My only issue is there is no option to apply for Credit limit increases. Credit limit increases are only initiated by PayPal and no option for user to apply. Reviewed on: 4th June 2024
Dard's avatar
Dard

Always easy to use PayPal wherever I am in the World.

5
Always easy to use PayPal wherever I am in the World. Accepted by so many sellers. Reviewed on: 4th June 2024
BogusTheFunGuyMan's avatar
BogusTheFunGuyMan

My daughter was getting married and I need funds qui...

5
My daughter was getting married and I need funds quickly... PayPal credit came to the rescue quickly and the whole process was straightforward with outstanding service Reviewed on: 4th June 2024
Laura's avatar
Laura

Very good service.

5
Very good service. I'm happy using PayPal credit. No very big many need pay every month. Reviewed on: 4th June 2024
Andrej Salata's avatar
Andrej Salata

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