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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148369)

Excellent service quick efficient

Excellent service quick efficient Reviewed on: 21st April 2026

No problems

I've had no problems what so ever with paypal credit, i'm really greatful that i've been able to pay back different amounts before the payment date which in turn has helped me pay it back quicker. Thank you paypal. Reviewed on: 21st April 2026

Excellent service with lots of options and good cust...

Excellent service with lots of options and good customer service Reviewed on: 21st April 2026

I'm using PayPal from last good 8to nine years no pr...

I'm using PayPal from last good 8to nine years no problem at all easy to contact customer service and they solve problems within few minutes thanks Reviewed on: 21st April 2026

Even better with their card sistem

I prefer to use paypal everywhere. Reviewed on: 21st April 2026

Highly recommend

Easy to use ,protected and secure. Excellent Reviewed on: 21st April 2026

Fantastic service, great payment options and 0% on p...

Fantastic service, great payment options and 0% on purchases. L Reviewed on: 21st April 2026

Very handy and good customer services

Very handy and good customer services Reviewed on: 21st April 2026

customer service at anytime

perfect customer service at anytime Reviewed on: 21st April 2026

Good company

Reliable fair company. I use them a lot and do not have any issues. Reviewed on: 21st April 2026

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