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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148453 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148454)

Always quick and easy.

Always quick and easy. I like the payment options when money is tight (especially the interest free ones). Always feels safe and secure. Reviewed on: 21st April 2026

Great service, i love the 4 months no fees

Great service, i love the 4 months no fees Reviewed on: 21st April 2026

PayPal - Need you ask anymore?

PayPal is the gold standard for online payments — fast, safe, and trusted worldwide. PayPal Credit takes it further with smart, flexible financing options. Two brilliant tools that make managing money online a breeze! It is simply the best! Reviewed on: 21st April 2026

I love using PayPal.

I love using PayPal. I feel protected from scams when i purchase using the app. Reviewed on: 21st April 2026

I always feel safe using PayPal for all transactions

I always feel safe using PayPal for all transactions Reviewed on: 21st April 2026

Really good to use.

Really good choice of payments to suit personal budgets. Great offer and rewards. Reviewed on: 21st April 2026

I am a loyal user of paypal and I am happy to use th...

I am a loyal user of paypal and I am happy to use them and vote for them Reviewed on: 21st April 2026

Issues get resolved in a timely manner and staff are...

Issues get resolved in a timely manner and staff are helpful. Reviewed on: 21st April 2026

Simple and easy, good .

Simple and easy, good because you guys can help help someone grow up . Reviewed on: 21st April 2026

Straight forward

Straight forward, any problems get explained and resolved Reviewed on: 21st April 2026

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