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PayPal: PayPal Credit reviews

4.91
Based on 85,323 reviews, last reviewed 25th Apr 2026
3186100% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always first class Always first class excellent service Reviewed on: 25th April 2026
Stevie's avatar
Stevie

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85323)

Paypal credit has provided an easy to use experience...

5
Paypal credit has provided an easy to use experience when requiring credit to buy any purchases. PayPal credit makes it easy to understand how much your repayment plan will be, and with pay in 3 plans, paypal credit does not make you worry about how much your repayments will cost. Reviewed on: 4th June 2024

Easy to use, great interest free period, easy to man...

5
Easy to use, great interest free period, easy to manage repayment Reviewed on: 4th June 2024

Useful customer service and great experience.

5
Useful customer service and great experience. A good amount of time to pay back to making it easy. Good way to spread costs too Reviewed on: 4th June 2024

Excellent producct!

5
Excellent product and easy to use Reviewed on: 4th June 2024

PayPal credit has been a joy to use.

5
PayPal credit has been a joy to use. Their customer service is excellent and they always go above and beyond. I would absolutely recommend to friends and family 10/10 Reviewed on: 4th June 2024

Great service

5
Great easy way to budget and pay Reviewed on: 4th June 2024

Nice service

5
All round an excellent application that is user friendly Reviewed on: 4th June 2024

quick and safe, easy to use and u can use it anytime.

5
quick and safe, easy to use and u can use it anytime. Reviewed on: 4th June 2024

Always really helpful and quick to sort issues

5
Always really helpful and quick to sort issues Reviewed on: 4th June 2024

It's good but we need everything faster

5
It's good but we need everything faster Reviewed on: 4th June 2024

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