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PayPal: PayPal Credit reviews

4.90
Based on 85,226 reviews, last reviewed 25th Apr 2026
3177000% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use with multiple option for purchases Reviewed on: 25th April 2026
Emma J's avatar
Emma J

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (85226)

Great option

5
Very quick and easy to use. Great alternative and allows me lots of flexibility. Reviewed on: 4th June 2024

Easy to arrange and clear communications.

5
Easy to arrange and clear communications. Handy reminder e-mails before payment is taken. Reviewed on: 4th June 2024

Good value easy to use always over the world

5
Good value easy to use always over the world Reviewed on: 4th June 2024

Very easy to use.

5
Very easy to use. Great security Reviewed on: 4th June 2024

Have been using PayPal for a number of years and I f...

5
Have been using PayPal for a number of years and I feel safe that I am covered for any problems Reviewed on: 4th June 2024

I've had one or two problems when buying.

5
I've had one or two problems when buying. Ppal sorted out in no time Reviewed on: 4th June 2024

Excellent service

5
I have had only good experiences with PayPal credit. Long may it continue Reviewed on: 4th June 2024

Very easy

4
Really easy to use and very handy when needed! Easy payments and makes life easier! I will continue to use paypal credit for the foreseeable future! Also, 4 months intrest free is so helpful! Reviewed on: 4th June 2024

So easy to use and quick to update.

5
So easy to use and quick to update. Making payments is super easy. It’s my go to when I need to buy white goods! The app is simple to use and I feel safe knowing there are so much security. It’s easy to check on line is you notice any discrepancies. Would definitely recommend to friends. Reviewed on: 4th June 2024

Best short term credit provider .

5
Easy to use and very transparent. Reviewed on: 4th June 2024

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