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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148502 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148502)

Highly recommended

Never had a problem a really good experience Reviewed on: 21st April 2026

Really useful, makes things easier to balance and sp...

Really useful, makes things easier to balance and spread out larger costs Reviewed on: 21st April 2026

Amazing way they working on it for me to be honest w...

Amazing way they working on it for me to be honest with them I have a feeling that I might have a little more of Reviewed on: 21st April 2026

Smooth, Secure and Reliable Service

I wanted to share my appreciation for the smooth and reliable service I’ve received. My experience with PayPal has been consistently positive transactions are fast, secure, and easy to manage. The platform is user‑friendly, and I value the clear communication and efficient handling of payments. Overall, I’m very satisfied with the service and will continue using PayPal with confidence. Reviewed on: 21st April 2026

Easy to use.

Easy to use. Transparent rules. Flexibility Reviewed on: 21st April 2026

Overall easy to use and does everything I need it...

Overall easy to use and does everything I need it to Reviewed on: 21st April 2026

Have used PayPal credit many times now.

Have used PayPal credit many times now. very good deal, quick and easy access, extremely convenient Reviewed on: 21st April 2026

I regularly use Paypal as a way of purchasing online...

I regularly use Paypal as a way of purchasing online without having to enter card details. Reviewed on: 21st April 2026

What can I say great service.

What can I say great service. Love the monthly payments when I get items and the the 3 payment system. Web is great as well. Reviewed on: 21st April 2026

Paypal is fast and easy to use and accomodating easy...

Paypal is fast and easy to use and accomodating easy to contact Reviewed on: 21st April 2026

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