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PayPal: PayPal Credit reviews

4.90
Based on 85,131 reviews, last reviewed 25th Apr 2026
3168200% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve found it extremely useful with purchases I want... I’ve found it extremely useful with purchases I want to pay for over a longer period. I’ve used it for a while and have always managed to settle my ba... Read more Reviewed on: 25th April 2026
Jonathan G's avatar
Jonathan G

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85131)

Used paypal credit for years to help with purchases,...

5
Used paypal credit for years to help with purchases, which is a massive help in order to spread costs! Reviewed on: 4th June 2024

Clarity and consistency and the support you get if t...

5
Clarity and consistency and the support you get if things don’t go well with a purchase. Reviewed on: 4th June 2024

Been using PayPal for 15 odd years very gd

5
Been using PayPal for 15 odd years very easy and safe. Reviewed on: 4th June 2024

Very good.

5
Paypal is always good and he’s always there when I need them Reviewed on: 4th June 2024

Used for more than 10 years now, excellent convenien...

5
Used for more than 10 years now, excellent convenient service and very responsive and protective of the customers. Would recommend highly to anyone for big expenditures to spread them out over a longer period Reviewed on: 4th June 2024

Always working when I need it and the credit is very...

4
Always working when I need it and the credit is very helpful Reviewed on: 4th June 2024

Always there when you need them !

5
Always there when you need them !! Reviewed on: 4th June 2024

I’ve used PayPal for a number years now

5
I’ve used PayPal for a number years now, very easy to use, excellent beneficial tool to have & saves a lot of hassle & time in its excellent credit payment plans. A lot of retailers use PayPal which is a real benefit to me Reviewed on: 4th June 2024

Years of good service.

5
I’ve used PayPal for many years and the service has always been good. The pay in 3 feature is a great way to break up a purchase into more manageable lumps. Reviewed on: 4th June 2024

Never had issues with paypal always good

5
Never had issues with paypal always good Reviewed on: 4th June 2024

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