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PayPal: PayPal Credit reviews

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4.90
Based on 85,037 reviews, last reviewed 25th Apr 2026
3159300% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very handy Very handy if you are short for something, had no problems setting up PayPal Credit, customer support and services are on point if theres any issues Reviewed on: 25th April 2026
liam e's avatar
liam e

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85037)

Safety and easy to use

5
Safe, easy to use and I don't need to worry when I need to make a quick purchase Reviewed on: 4th June 2024
katia r's avatar
katia r

Quick and straightforward process from start to finish.

5
Quick and straightforward process from start to finish. Clear instructions and monthly statements. Excellent updates via email Reviewed on: 4th June 2024
Lynnette I's avatar
Lynnette I

Easy to use.

5
Easy to use. Great service with secure transactions. Reviewed on: 4th June 2024
Tania P's avatar
Tania P

Easy to use, repayments are affordable and simple to...

5
Easy to use, repayments are affordable and simple to pay back via the app. Reviewed on: 4th June 2024
Jason's avatar
Jason

Safe, reliable credit

5
Always feel safer using paypal for online purchases, using paypal credit makes it easier if you want to purchase something in advance of your payday. I highly recommend them. Reviewed on: 4th June 2024
Tatey's avatar
Tatey

Spread the cost

5
Good opportunity to buy and pay later with 0/. Reviewed on: 4th June 2024
Monica B's avatar
Monica B

I am happy to use paypal it’s very secure platform...

5
I am happy to use paypal it’s very secure platform Reviewed on: 4th June 2024
Lovely's avatar
Lovely

PayPal credit is easy to use

5
PayPal credit is easy to use, gives you chance to purchase things with delay and different options of payment. Great tool for managing your finances. Reviewed on: 4th June 2024
Ilona 's avatar
Ilona

I was short for money for my daughter Christmas pres...

5
I was short for money for my daughter Christmas present and was able to get it for her by you been so helpful given me some credit Reviewed on: 4th June 2024
Robert w's avatar
Robert w

PayPal rewards good credit management.

5
PayPal rewards good credit management. I have doubled my credit limit in the past year through responsibile use and have been able to use the increased amount to make plans for a special trip abroad. The interest free period actually encourages me to pay early rather than be tempted by longer term, high interest credit. Reviewed on: 4th June 2024
Greg 's avatar
Greg

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