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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148581 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148581)

Flexibility without debt worries!

Reliable, fast and efficient! Thank you for enabling me to have flexibility with my money without getting into debt! Reviewed on: 21st April 2026

They will bring your money back if you don't get the...

They will bring your money back if you don't get the service. Reviewed on: 21st April 2026

A safe and secure way to buy online always credit wh...

A safe and secure way to buy online always credit when you need it. easy to navigate app.. ive used PayPal for quite a few years now and never had any problems with the service Reviewed on: 21st April 2026

Always good with protecting you and your money

Always good with protecting you and your money Reviewed on: 21st April 2026

All good all happy, no issues with making payments o...

All good all happy, no issues with making payments or receiving money Reviewed on: 21st April 2026

Convenient but Watch the Interest

Using PayPal Credit has been convenient for managing larger purchases with flexible repayment options. The application process was straightforward, and I appreciate the clear notifications about upcoming payments. However, interest rates can be high if balances are not cleared quickly. Reviewed on: 21st April 2026

Easy to use.

Easy to use. Great for zero interest Reviewed on: 21st April 2026

Always handy for paying with security and an option...

Always handy for paying with security and an option to split payments Reviewed on: 21st April 2026

Never had any problems with paypal and even when i h...

Never had any problems with paypal and even when i have been owed money on ebay paypal have sorted it for me. Reviewed on: 21st April 2026

So easy and interface is brilliant even a child can...

So easy and interface is brilliant even a child can do it Reviewed on: 21st April 2026

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