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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,882 reviews, last reviewed 25th Apr 2026
3144400% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience so far. Positive experience so far. Excellent service provided. Reviewed on: 25th April 2026
Oyinda O's avatar
Oyinda O

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84882)

Exceptional refund policy

5
In my experience, if you have a problem with a purchase, PayPal are excellent in ensuring a refund. Reviewed on: 4th June 2024
Sharon Mango's avatar
Sharon Mango

Paypal helped me with my financial difficulties.

5
Paypal helped me with my financial difficulties. Reviewed on: 4th June 2024
Arkadiusz G's avatar
Arkadiusz G

PayPal is excellent for everything sending money and...

5
PayPal is excellent for everything sending money and receiving money it's safe and fast and give you peace of mind Reviewed on: 4th June 2024
William m's avatar
William m

I’ve had great experience from using PayPal.

5
I’ve had great experience from using PayPal over the years. It’s made my life less stressful with their flexible payment options. A lot of things I have acquired, I could not have done upfront, without PayPal. I always make sure I settle my debts too promptly. Reviewed on: 4th June 2024
Joel K's avatar
Joel K

No issue with PayPal credit, great to use!

5
Never had an issue with setting PayPal credit up, logging in or making a payment Reviewed on: 4th June 2024
Kelly E's avatar
Kelly E

Fab service

5
Always great service and options available Reviewed on: 4th June 2024
Lisa g's avatar
Lisa g

Easy to use and confident with the security

5
Easy to use and purchase with, much prefer to other platforms. I have confidence in the security of PayPal, the credit options are great and flexible Reviewed on: 4th June 2024
Sam Tilley's avatar
Sam Tilley

Easy to use , quick , convenient

5
Easy to use , quick , convenient Reviewed on: 4th June 2024
Talia a's avatar
Talia a

Always a goog service never problems.

5
Always a goog service never problems. If so gets sorted out good overall service Reviewed on: 4th June 2024
Ann marsh's avatar
Ann marsh

Just easy to use, easy to apply for credit

5
Just easy to use, easy to apply for credit Reviewed on: 4th June 2024
Enrico R's avatar
Enrico R

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