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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148650 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148650)

Easiest credit service to use

Used pay pal credit for years now never had a problem with it always been easy to pay and keep ontop of Reviewed on: 21st April 2026

Paypal is very easy to use and has multiple payment...

Paypal is very easy to use and has multiple payment options. They have excellent customer service and are extremely helpful in sorting out issues. Their resolution centre is brilliant and has been a great help to me on a couple of occasions Reviewed on: 21st April 2026

Value for money

I'm happy to recommend to family and friends, especially when I've personally experienced their excellent service or product quality. Reviewed on: 21st April 2026

Have had paypal for quite a few years, always used t...

Have had paypal for quite a few years, always used to purchase with them as i feel safer, and they have a variety of options so easy to make purchases Reviewed on: 21st April 2026

Good service.

Never had any issues, on few occasions customer service has always been helpful Reviewed on: 21st April 2026

Cannot fault the service.

Cannot fault the service. Not had a single issue with this service at all Reviewed on: 21st April 2026

Flexible credit that’s easy to manage!

PayPal Credit has allowed me so much flexibility with payments. It’s great! Reviewed on: 21st April 2026

No drama

No extra drama when getting approved for credit! Very straight forward Reviewed on: 21st April 2026

Never had a problem using PayPal.

Never had a problem using PayPal. Ive only ever had one issue before with address details on my account, but it was delt with swiftly and professionally by the team. Very happy with the service. Reviewed on: 21st April 2026

PayPal - my financial friend.

I can rely on PayPal for flexible finance options and great offers. That’s why I’ve used PayPal Credit for many years. Reviewed on: 21st April 2026

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