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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84816 reviews)

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4.90

Based on 84,816 reviews, last reviewed 25th Apr 2026

3138300% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has helped me when I needed it PayPal has helped me when I needed it Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84816)

Excellent service.

Excellent service.4 months 0 interest.Im using all the time Reviewed on: 4th June 2024

Never had any issues with PayPal credit

Never had any issues with PayPal credit Reviewed on: 4th June 2024

Never had any issues with paypal

Never had any issues with paypal Reviewed on: 4th June 2024

Safe and secure way of paying the pay in 4 is my fav...

Safe and secure way of paying the pay in 4 is my favourite I can afford things alot better Reviewed on: 4th June 2024

I use paypal credit more often than any other credit...

I use paypal credit more often than any other credit provider as its user friendly and tailored to meet my needs in most situations. Reviewed on: 4th June 2024

Great customer service and felxibility.

Great customer service and felxibility..will recommend paypal credit Reviewed on: 4th June 2024

Why not PayPal

PayPal is considered one of the safest ways to receive/sent money online also so many advantages. As a customer user for this service I'm completely grateful, thanks PayPal Reviewed on: 4th June 2024

Consumer rights

Paypal is always there for customers when things go wrong in a transaction. They always resolve issues amicably. Reviewed on: 4th June 2024

PayPal has been a God send

PayPal has been a God send when I have needed to split payments into 3 to make things easier. Using my credit is easy and affordable. It's a great service! Reviewed on: 4th June 2024

Secure, useful and convenient

PayPal is my preferred method to pay online. It keeps my data secure and I can make use of credit within PayPal without the retailer knowing, or having to make new arrangements. It’s very useful and convenient Reviewed on: 4th June 2024

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