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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148671 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148672)

Clear instruction and sight of money.

Clear instruction and sight of money. Thank you! Reviewed on: 21st April 2026

Quick and easy to use 0% is ideal

Quick and easy to use 0% is ideal Reviewed on: 21st April 2026

Excellent

If you have a query you can raise a dispute through the app. But if you want to speak to someone on the phone they answer really quickly Reviewed on: 21st April 2026

Very time I use it it's been great

Very time I use it it's been great Reviewed on: 21st April 2026

A invaluable asset for all!

So easy to use and an abundance of retailers accepting PayPal as a purchasing option. Simple to manage and a must for those who wish to keep track of their financial outgoings. PayPal app is available 24/7 and keeps you updated on spending and expected payment plans. Reviewed on: 21st April 2026

I've never had an issue with PayPal Credit.

I've never had an issue with PayPal Credit. It's simple, works well and is easy to use. A few clicks are you are sorted without having to put card details in or bank details when purchasing. You can see all your transactions easily and keep track. Reviewed on: 21st April 2026

Its very good Services He always helps me when I wan...

Its very good Services He always helps me when I want to buy something that I don't have enough money for and the purchase is safe Reviewed on: 21st April 2026

It’s been good up to now.

It’s been good up to now. Never had to contact anyone, so can’t comment on that Reviewed on: 21st April 2026

Convenient and Trustworthy

I’m satisfied with PayPal because it makes online shopping easy and stress-free. Whenever there’s been an issue, PayPal has handled refunds and complaints quickly and effectively. I also like the delivery tracking and the option to pay later with Pay in 3 or pay by credit. Overall, I feel confident using it because I know any problems can be resolved easily. Reviewed on: 21st April 2026

PayPal is a safe secure system

PayPal is a safe secure system to shop and pay bills Reviewed on: 21st April 2026

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