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PayPal: PayPal Credit reviews

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4.90
Based on 84,798 reviews, last reviewed 25th Apr 2026
3136600% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy pay in 3 way ahead of the best... Really easy pay in 3 way ahead of the best of them Reviewed on: 25th April 2026
Paul B's avatar
Paul B

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84798)

PayPal has been a God send

5
PayPal has been a God send when I have needed to split payments into 3 to make things easier. Using my credit is easy and affordable. It's a great service! Reviewed on: 4th June 2024
Mark G's avatar
Mark G

Secure, useful and convenient

5
PayPal is my preferred method to pay online. It keeps my data secure and I can make use of credit within PayPal without the retailer knowing, or having to make new arrangements. It’s very useful and convenient Reviewed on: 4th June 2024
Mark's avatar
Mark

Generally an excellent service.

5
Generally an excellent service. It’s PayPal. What more can I say. Great fraud protection, trustworthy and used and accepted worldwide. Would highly recommend this service. Credit has reasonable rates as well. Reviewed on: 4th June 2024
Simon's avatar
Simon

I've used PayPal credit for quite some time now and...

5
I've used PayPal credit for quite some time now and I feel the flexibility really helps, especially when I need something but do not have the finances there and then to complete my purchase outright. Reviewed on: 4th June 2024
Mark S's avatar
Mark S

Pay in 3 plus pay later really help stretch your money.

5
Pay in 3 plus pay later really help stretch your money. I use it for holidays with BA and Ryanair. Reviewed on: 4th June 2024
Susan S's avatar
Susan S

Thomas Ok

5
It really helped me out when I needed it and allowed me to spread the cost so I could pay what o could afford each month. Reviewed on: 4th June 2024
Thomas O's avatar
Thomas O

Paypal credit helped me buy the dress Ive always wanted

5
I first started using Paypal credit to buy an item of clothing that I really wanted. Even though it was expensive, I was worried it would sell out and paypal credit seemed like a good option since it gave me the option of having to pay no interest if i paid back in time. Reviewed on: 4th June 2024
M B's avatar
M B

Fast and efficient service

5
No issues since I started using them a few years back. Everything is quick and efficient. Reviewed on: 4th June 2024
Jasian's avatar
Jasian

Pay pal credit give you more time to pay over time o...

5
Pay pal credit give you more time to pay over time option, which is very good and makes buying easier spreading the payments, gives you time to buy the things you live Reviewed on: 4th June 2024
Cheryl Braddick's avatar
Cheryl Braddick

Easy to make payment and also hand on app very excel...

5
Easy to make payment and also hand on app very excellent Reviewed on: 4th June 2024
Olamide O's avatar
Olamide O

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