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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84783 reviews)

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4.90

Based on 84,783 reviews, last reviewed 25th Apr 2026

3135100% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Highly recommended. Always good and informative whenever I have an issue or question regarding my credit account. They go above and beyond to ensure you get the ins and o... Read more Reviewed on: 25th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84783)

Thomas Ok

It really helped me out when I needed it and allowed me to spread the cost so I could pay what o could afford each month. Reviewed on: 4th June 2024

Paypal credit helped me buy the dress Ive always wanted

I first started using Paypal credit to buy an item of clothing that I really wanted. Even though it was expensive, I was worried it would sell out and paypal credit seemed like a good option since it gave me the option of having to pay no interest if i paid back in time. Reviewed on: 4th June 2024

Fast and efficient service

No issues since I started using them a few years back. Everything is quick and efficient. Reviewed on: 4th June 2024

Pay pal credit give you more time to pay over time o...

Pay pal credit give you more time to pay over time option, which is very good and makes buying easier spreading the payments, gives you time to buy the things you live Reviewed on: 4th June 2024

Easy to make payment and also hand on app very excel...

Easy to make payment and also hand on app very excellent Reviewed on: 4th June 2024

Interest rate are low

I enjoy the interest free for six months Reviewed on: 4th June 2024

PayPal is useful and secure

PayPal is useful and secure, but not widely as accepted as you’d hope online. The pay in 3 interest free facility is great. The app isn’t always easy to navigate and there is limited information available on purchases. Reviewed on: 4th June 2024

Need that little bit more time that’s great nice tha...

Need that little bit more time that’s great nice that you have the support when you need it Reviewed on: 4th June 2024

Easy and safe to use.

Easy and safe to use. Fast transfer and transactions Reviewed on: 4th June 2024

Easy to use in online purchases and converted into i...

Easy to use in online purchases and converted into installments Reviewed on: 4th June 2024

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