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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148697 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148697)

I like PayPal workin in all World

I like PayPal workin in all World Reviewed on: 21st April 2026

Gives you the flexibility to pay for high value prod...

Gives you the flexibility to pay for high value products over a period of time. Reviewed on: 21st April 2026

I used PayPal credit when its nesesery and its easy...

I used PayPal credit when its nesesery and its easy to use, and easy to pay off Reviewed on: 21st April 2026

Great to be part of pay pal

I like all the different to pay, pay in three and pay in four Reviewed on: 21st April 2026

Very simple and easy to use.

Very simple and easy to use. Even great that they’ve added this reward system as well Reviewed on: 21st April 2026

Quick and easy communication and service is easy to use

Quick and easy communication and service is easy to use Reviewed on: 21st April 2026

I was a victim of fraud and received no support.

I was a victim of fraud and received no support. Reviewed on: 21st April 2026

Feel safe using PayPal- 4 months interest free is ve...

Feel safe using PayPal- 4 months interest free is very useful service. Reviewed on: 21st April 2026

I love using PayPal credit its easy and repayments a...

I love using PayPal credit its easy and repayments are easy to make ive already recommended it to family and friends and they all love it. Reviewed on: 21st April 2026

It’s handy to have this option with multiple purchases

It’s handy to have this option with multiple purchases Reviewed on: 21st April 2026

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