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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148724 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148725)

Its been very helpful for me.

Its been very helpful for me. It gave me time to break down expenses Reviewed on: 21st April 2026

Always have had a positive outcome from PayPal.

Always have had a positive outcome from PayPal. Plus you gave always supported me with any issues Reviewed on: 21st April 2026

Great service as always.

Great service- The team is always happy to help Reviewed on: 21st April 2026

The service is always fantastic, safe & secure and t...

The service is always fantastic, safe & secure and the customer service is so helpful. Reviewed on: 21st April 2026

It is a good interest free option if you know for su...

It is a good interest free option if you know for sure you can pay it back. It is simple and useful when you're in a rush, but near payday. Reviewed on: 21st April 2026

Hassle free

Quick and easy no hassle it can help spread the cost of payment Reviewed on: 21st April 2026

Thanks for letting me use it whatever I want

Thanks for letting me use it whatever I want Reviewed on: 21st April 2026

Excellent service

Very good communication when you need Reviewed on: 21st April 2026

Good in general, with some improvement needed

Good in general, with some improvement needed Reviewed on: 21st April 2026

I have had a great experience using PayPal.

I have had a great experience using PayPal. I have been a long term debt and credit customer and they have always looked after me. I highly recommend them to anyone looking for a debit and credit platform Reviewed on: 21st April 2026

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