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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

Secure and Hasstle free.

Secure, Hasstle free, with easy to use app and peace of mind for every purchase. Reviewed on: 21st April 2026

Always feel secure paying via pay PayPal

Always feel secure paying via pay PayPal backed up by the money back guarantee when confronted with scammers when buying online Reviewed on: 21st April 2026

Great stuff - has been beneficial

Great stuff - has been beneficial Reviewed on: 21st April 2026

I didn't have any problem so far

I didn't have any problem so far Reviewed on: 21st April 2026

I always choose PayPal as a method of payment as ut...

I always choose PayPal as a method of payment as ut give so many options Reviewed on: 21st April 2026

Very helpful and supportive

Very helpful when I had a problem with a transaction Reviewed on: 21st April 2026

overall efficient

overall efficient but sometimes to much to & fro with disputes Reviewed on: 21st April 2026

I use both PayPal credit and pay in 3 which are both...

I use both PayPal credit and pay in 3 which are both useful in there own way. If your short on funds and have credit then great, if you need something but just want to get payments done in a shorter amount of time then pay in 3 is the answer. Reviewed on: 21st April 2026

Never had a problem and that’s rare these days.

Never had a problem and that’s rare these days. I love the ease of using PayPal and the 4 months interest free credit on purchases over 100 makes purchases simple and affordable Reviewed on: 21st April 2026

Easy payments

Quick and easy payments with the confidence that the payments are protected. Reviewed on: 21st April 2026

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