Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84712 reviews)

View other PayPal products

4.90

Based on 84,712 reviews, last reviewed 24th Apr 2026

3128900% increase in 5 star reviews

in the past 90 days

4500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very accessible. Very accessible. Easy to use and reliable Reviewed on: 24th April 2026

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (84712)

Been using PayPal Credit for a good few years now an...

Been using PayPal Credit for a good few years now and it has been smooth to use and I've experienced no issues that weren't resolved in a timely manner. Reviewed on: 4th June 2024

Fantastic service!

Fantastic service! Usual and very easy to use. Reviewed on: 4th June 2024

Great options with PayPal pay in 3 and secure paymen...

Great options with PayPal pay in 3 and secure payments when paying online Reviewed on: 4th June 2024

Easy procedure , competitive deals

Easy procedure , competitive deals Reviewed on: 4th June 2024

easy to use and the direct debit feature ensures i n...

easy to use and the direct debit feature ensures i never miss a repayment Reviewed on: 4th June 2024

Useful, handy and reliable

PayPal is very useful, handy and reliable Reviewed on: 4th June 2024

Overall amazing experience never had a single issue,...

Overall amazing experience never had a single issue, when shopping paypal Is always on your side :) Reviewed on: 4th June 2024

Excellent facility

Very handy and no need to worry pay straight away Reviewed on: 4th June 2024

I Use PayPal credit all time.

Use PayPal credit all time gives me four months to pay it off. Love using on eBay or Argos. Just at checkout hit PayPal credit so easy. Reviewed on: 4th June 2024

Better than any of my credit cards

It just works as it should. Very easy to see what I need to pay and make payments - even future payments. Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Payments
from PayPal 4.92 from 3684 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38784 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub