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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

Smooth transactions.

Smooth transactions. Trustworthy and easy to use, most my customers play through PayPal Reviewed on: 22nd April 2026

I've been using PayPal for many years and never had...

I've been using PayPal for many years and never had a problem they are top tier Reviewed on: 22nd April 2026

Safe, easy and versatile

So easy but feel safe using it. I like, the fact that I can spread payments over 3 months with no additional cost. Being able to send money to family and friends instantly. Makes sending money to family in America, cost free and safe. So much easier than normal bsnking. I use PayPal more than I use banking for goods and money transfers. Reviewed on: 21st April 2026

Very happy with this service, easy payment options v...

Very happy with this service, easy payment options very reliable Reviewed on: 21st April 2026

Wonderful experience, easy and flexible.

Wonderful experience, easy and flexible. Reviewed on: 21st April 2026

Paypal has allowed me to buy things and pay it back.

Paypal has allowed me to buy things and pay it back in instalments stress free due to the direct debit and i like how it is set out clearly. Reviewed on: 21st April 2026

Everything is perfect, every time I need it!

Everything is perfect, every time I need it!!! Reviewed on: 21st April 2026

Great service, no issues.

Never had any issues, would happily use again. Reviewed on: 21st April 2026

Fantastic!

Fantastic! I started using PayPal as my main payment method. I love that they made this PayPay+ where you use your card and get points and get rewards. Every single time I use my apple pay, I always use PayPal Debit Reviewed on: 21st April 2026

Safe, convenient and user friendly.

It is easy convenient and user friendly. It makes payment procedure safe and Every option is great such as, Pay in three or PayPal credit. Thankyou for providing these options. Reviewed on: 21st April 2026

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