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PayPal: PayPal Credit reviews

4.90
Based on 84,557 reviews, last reviewed 24th Apr 2026
3114700% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelent service I love using PayPal. It is easy to use for personal life and for business as well. I use almost daily PayPal and it is always easy to use anywhere I a... Read more Reviewed on: 24th April 2026
Elena D S's avatar
Elena D S

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84557)

It has always been a seemless and stressfree.

5
It has always been a seemless and stressfree process. It gives great affordable options and allows you to be able to manage purchases at an affordable and attractive rate of 0% Reviewed on: 3rd June 2024

PayPal is the best!

5
PayPal is the best, the PayPal credit is a life saver to spread the costs and customer service is always easy to speak to an adviser Reviewed on: 3rd June 2024

Can not do without my PayPal.

5
Can not do without my PayPal. Safe and easy Reviewed on: 3rd June 2024

Peace of mind

5
With PayPal everything I paid on line is secure and have peace of mind. Reviewed on: 3rd June 2024

Absolutely love PayPal easy to use and help at hand...

5
Absolutely love PayPal easy to use and help at hand when you need it! Reviewed on: 3rd June 2024

PayPal Credit, clever spending.

5
I use PayPal credit a lot for little things I’m buying because it means I can spread the cost over a few payments to make purchases more manageable. I have a credit line so I know what I can spend and not have to worry about credit scores or further checks. It’s so easy and fits my lifestyle perfectly. Reviewed on: 3rd June 2024

Useful as most purchase I make is online

4
Useful as most purchase I make is online Reviewed on: 3rd June 2024

A Very efficient service that is easily accessed and...

5
A Very efficient service that is easily accessed and maintained Reviewed on: 3rd June 2024

Highly recommended payment method

5
Spreading the cost over 4 months is amazing. I would definitely recommend PayPal for a secure payment method. Reviewed on: 3rd June 2024

Very good experience overall.

5
Very good experience overall. Very good offers at all times abd flexibiity Reviewed on: 3rd June 2024

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