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PayPal: PayPal Credit reviews

4.90
Based on 84,472 reviews, last reviewed 24th Apr 2026
3107100% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Find very useful. Find very useful to pay with then pay of balance. Reviewed on: 24th April 2026
Joy T's avatar
Joy T

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84472)

Great credit, easy to use

5
Only issue I have is I can't see how to lower the credit limit easily! Reviewed on: 3rd June 2024

Always had a good experience with PayPal and if I’ve...

5
Always had a good experience with PayPal and if I’ve ever had any issues they’ve been resolved quickly Reviewed on: 3rd June 2024

excellent customer service

5
So easy to use and set up repayment and excellent customer service Reviewed on: 3rd June 2024

Im very happy with pc, it is to understand the rules...

5
Im very happy with pc, it is to understand the rules and very helpful. im please to use pay pal credit. Txxx Reviewed on: 3rd June 2024

The best

5
If I don't want to pay in one sum, this is the best solution. Reviewed on: 3rd June 2024

Better than any bank loan

5
Can't thank pay pal enough with purchase of big items and costly items to be able to split cost or Intrest free is resly better than any bank loan I've told many friends about it already so I hope you get the success you deserve x Reviewed on: 3rd June 2024

PayPal is very best you don’t have to worry about pu...

5
PayPal is very best you don’t have to worry about purchasing something from merchant as PayPal is always there to solve out. Very guarantee. So happy with PayPal most of my purchases I like to pay with PayPal as it’s safe. Reviewed on: 3rd June 2024

All good so far no complaints, service is reliable

4
All good so far no complaints, service is reliable Reviewed on: 3rd June 2024

Easy to use, good rates and fair deals.

5
Easy to use, good rates and fair deals. Reviewed on: 3rd June 2024

PayPal is on point anytime i need to money it just o...

5
PayPal is on point anytime i need to money it just one click Reviewed on: 3rd June 2024

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