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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148805)

Helped me book a holiday so I could spread the...

Helped me book a holiday so I could spread the cost Reviewed on: 22nd April 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Always hreat customer service and there pay in 3 is fantasy Reviewed on: 22nd April 2026

Very user friendly and top service

Very user friendly and top service Reviewed on: 22nd April 2026

Excellent and smooth service.

Excellent and smooth service. Easy to understand and great after service Reviewed on: 22nd April 2026

Good but not perfect

On the app can't see current spendings and can't choose items to pay off. Reviewed on: 22nd April 2026

Simple & Safe

Simple effective way to pay for goods and services, offering both security and safety to both seller and buyer Reviewed on: 22nd April 2026

Paypal has been helping with finaces for the past 15...

Paypal has been helping with finaces for the past 15 years with overall good experiences. Still some more clearer instructions regarding credits and how they work should be given before someone does a buy now pay later, or pay in 3, or credit purcheses. Reviewed on: 22nd April 2026

Yes it’s great Yayy for PayPal please let me win!

Yes it’s great Yayy for PayPal please let me win!! Reviewed on: 22nd April 2026

Excellent service and great options

Excellent service and great options Reviewed on: 22nd April 2026

Good app

My experience has been good no complain. Reviewed on: 22nd April 2026

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