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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148811 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148811)

Good way to pay.

Good way to pay, a lots choice to finance. Many retailers accept PayPal so easy way to pay. Excellent Reviewed on: 22nd April 2026

Its good especially for splitting payments

Its good especially for splitting payments Reviewed on: 22nd April 2026

Easy to use, fast checkout and secure.

Easy to use, fast checkout and secure. Always feel safe with my money whilst using PayPal. Customer service has always been helpful and I find issues are always resolved quickly and efficiently. No complaints here. Reviewed on: 22nd April 2026

great service

i love using paypal ,and they have always tried to resolve any issues i have Reviewed on: 22nd April 2026

Easy to use.

Easy to use but you can't pay off accounts unless you clear the whole bill so credit can mount. Reviewed on: 22nd April 2026

I’ve been using PayPal for a while now, and overall...

I’ve been using PayPal for a while now, and overall it’s been a reliable and convenient platform for managing online payments. The setup process was straightforward, and linking my bank account and cards was quick and secure. What I appreciate most is how easy it is to send and receive money, whether it’s for personal use or business transactions. The interface is clean and user-friendly, making it simple to track payments, view transaction history, and manage accounts. PayPal is widely accepted across many websites, which makes online shopping much more convenient. I also like the added layer of security, as I don’t have to share my card details directly with every seller. Customer support can sometimes take a bit of time to respond, but when issues are resolved, they are handled professionally. Fees on certain transactions can be a downside, especially for international transfers, but that’s fairly standard for most payment platforms. Overall, PayPal is a trustworthy and efficient service that I’d recommend to anyone looking for a secure way to handle online payments. Reviewed on: 22nd April 2026

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. . . . . . . . . . . . . . . . .. . . Reviewed on: 22nd April 2026

Seamless, good value, easy to access and easy to use.

Seamless, good value, easy to access and easy to use. Reviewed on: 22nd April 2026

Great institution

I've been with PayPal for a few years now, it has given me the chance to purchase and own a lot over the years. Also they have a wonderful customer service, I would recommend PayPal to anyone. Reviewed on: 22nd April 2026

Excellent.

A excellent service,and easy enough for me to understand, and I'm classed as disabled. Reviewed on: 22nd April 2026

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