Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84405 reviews)

View other PayPal products

4.90

Based on 84,405 reviews, last reviewed 24th Apr 2026

3100500% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is useful. It is useful...................... Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (84405)

A good and easy way to budget for something you need

I borrowed money to get myself a new laptop, it was easy to set up what monthly repayment costs versus that was most affordable for the amount of months that would be best to suit my budget Reviewed on: 3rd June 2024

I use PayPal all the time.

I use PayPal all the time. Its easy and convenient when making purchases. The options you have to either pay in full or over a period of times, leaves you feeling in control. Reviewed on: 3rd June 2024

PayPal.peace of mind payments.

Never had any problems using PayPal. They always help if I’ve had a bad experience with a product or service. extra peace of mind when purchasing. Reviewed on: 3rd June 2024

Paypal for online shopping

A paypal app user for over ten years and found them very safe when making payments or using the three month credit transactions. Had one refund which paypal credited after one phone call they resolved payment. All in all very impressed with their security and i feel safe when using the app. Reviewed on: 3rd June 2024

So much easier and you get 4 months interest free on...

So much easier and you get 4 months interest free on larger purchases. I always recommend it to my friends. Reviewed on: 3rd June 2024

Credit when you need it with 100% customer support a...

Credit when you need it with 100% customer support and protection varying payment options and methods with added bonus of 0% interest Reviewed on: 3rd June 2024

Able to obtain your balance in app and good deal wit...

Able to obtain your balance in app and good deal with the plan. Reviewed on: 3rd June 2024

Excellent service and different payment options

Excellent service and different payment options Reviewed on: 3rd June 2024

You can always feel reassured your in safe hands whe...

You can always feel reassured your in safe hands when using Pay Pal. Reviewed on: 3rd June 2024

Reliable service.

Reliable service. Always available with my preferred payment method Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 38647 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub