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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (84335 reviews)

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4.90

Based on 84,335 reviews, last reviewed 24th Apr 2026

3094300% increase in 5 star reviews

in the past 90 days

4400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal has helped me in all aspects pay in 3 PayPal... PayPal has helped me in all aspects pay in 3 PayPal credit providing me with opportunities like holidays and weekends away with there interest free pa... Read more Reviewed on: 24th April 2026

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84335)

Easy service and happy to use for main method of pay...

Easy service and happy to use for main method of payment. No issues with statements etc and the use of PayPal is everywhere these days so it’s fab Reviewed on: 3rd June 2024

Paypal credit is the way to go!

Paypal credit is the way to go! Wish they could do more than 4 months interest free or a pay in 5,12 etc Reviewed on: 3rd June 2024

Fantatsic

Always there when needed really good Reviewed on: 3rd June 2024

PayPal credit helps me a lot when I need urgent purc...

PayPal credit helps me a lot when I need urgent purchases, it's useful to me every day. Reviewed on: 3rd June 2024

Simple to use and great proposition that helps sprea...

Simple to use and great proposition that helps spread the cost of purchases without incurring interest charges Reviewed on: 3rd June 2024

Very polite customer service.

Very polite customer service. Always understanding and go out their way to help as much as possible Reviewed on: 3rd June 2024

Great customer service easy to contact and responsive.

Great customer service easy to contact and responsive. Very reassuring. PayPal Credit easy to use Reviewed on: 3rd June 2024

PayPal credit is much more convenient than conventio...

PayPal credit is much more convenient than conventional credit as ypu habe the added buyer protection Reviewed on: 3rd June 2024

The worry later scheme

PayPal credit offers so many people with the benefit of not missing out on things just because they’re waiting on their pay, it’s worry later moto and I love that! I wish there was a little more time to pay it off but I understand why there is a reasonable limit. PayPal offers discretion and international easy payments which I love! Reviewed on: 3rd June 2024

Very reasonable terms and fair to those with a poor...

Very reasonable terms and fair to those with a poor credit rating Reviewed on: 3rd June 2024

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