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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148818)

What a app lovely i love iti i had great experience...

5
What a app lovely i love iti i had great experience people should use it lovely lovely apo Reviewed on: 22nd April 2026

Best installment plans for budgeting

5
Perfect installment plans , fits my needs when you needed the most especially the 4 months one pay later Reviewed on: 22nd April 2026

Excellent to use for transferring money

5
Excellent to use for transferring money Reviewed on: 22nd April 2026

Feel safe to use PayPal

5
In my opinion it is safe and convenient while using PayPal to pay for transportations and also I really like the option of pay in 3, which helps to speed a cost without any extra fus. Reviewed on: 22nd April 2026

Never had any problems with PayPal, easy to use and...

5
Never had any problems with PayPal, easy to use and added comfort of protection Reviewed on: 22nd April 2026

Ease of use for paying for items.

5
Ease of use for paying for items. Customer service is excellent. Very good at retrieving money back if products fail to be delivered. Highly reccomended . I have used for over 20 years. Reviewed on: 22nd April 2026

User friendly design and interface

5
Very easier to lodge your complaints and are resolved within the claimed timeline. Easier to use and very friendly interface. Reviewed on: 22nd April 2026

It's help me build credit score

5
very good It's help me build credit score I will recommend to everyone Reviewed on: 22nd April 2026

Never had any problems every thing done straight away

5
Never had any problems every thing done straight away Reviewed on: 22nd April 2026

Very good service always great customer care

5
Very good service always great customer care Reviewed on: 22nd April 2026

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