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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,212 reviews, last reviewed 24th Apr 2026
3082700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super convenient for spreading costs I’ve been using PayPal Credit for about 8 months now and it’s honestly made online shopping way less stressful. The 0% interest offers on purchases ov... Read more Reviewed on: 24th April 2026
Paige Zsigo-Oliver's avatar
Paige Zsigo-Oliver

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84212)

PayPal is consistent and supportive

5
I have used PayPal consistently and never been faced with any issues and when I have had a bad transaction PayPal have been quick to address. Reviewed on: 3rd June 2024
Jack C's avatar
Jack C

PayPal Creidit has supported me through maternity le...

5
PayPal Creidit has supported me through maternity leave and house renovations. Any questions I have, have been answered in a timely manner. Really easy to navigate the website and overall a really good experience. Thank you Reviewed on: 3rd June 2024
MJW's avatar
MJW

Before rate changes

5
Very good experience with the long and before the rates changes now is hight rate than normal credit card Reviewed on: 3rd June 2024
Janette D's avatar
Janette D

Great Credit Service

5
Easy to use and very secure. It’s a renowned brand that is available for virtually most online services and now more recently for in store purchases thanks to the ability of being able to link PayPal Credit with the Curve app. Reviewed on: 3rd June 2024
danielhume's avatar
danielhume

PayPal review

5
PayPal is secure and easy to use for paying everything I buy. I feel confident that it is safe to purchase and prefer to use PayPal over others. PayPal has lots of options to pay for goods and I love that I have the option to spread my payment over time, giving me the flexibility. Thanks PayPal. Reviewed on: 3rd June 2024
Kirsty 's avatar
Kirsty

Workshop tools

5
Has given me the chance to build my tools for my workshop for which I am truly grateful Reviewed on: 3rd June 2024
Robert D's avatar
Robert D

Easily assessible website and app, clear communication.

5
Easily assessible website and app, clear communication. Reviewed on: 3rd June 2024
kate's avatar
kate

Got me out of a jam and is easy to work with .

5
Got me out of a jam and is easy to work with .no nasty surprises with the account Reviewed on: 3rd June 2024
martin H's avatar
martin H

Very easy to use and set up.

5
Very easy to use and set up. Evey step is straightforward and self described. Reviewed on: 3rd June 2024
Brian M's avatar
Brian M

PayPal is easy and direct , no fuss no problem.

5
PayPal is easy and direct , no fuss no problem. Reviewed on: 3rd June 2024
Kenneth S's avatar
Kenneth S

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