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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148823 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148823)

Replacing my old laptop

It's the perfect way to pay without having to give out my details. Came in handy when I needed a new laptop and the opportunity to pay it off in four months was priceless Reviewed on: 22nd April 2026

Excellent service provided

Really good, helps me sort my finances out and no worries when comes to buying gifts with benefits to PayPal credit and paying back when I can and need to Reviewed on: 22nd April 2026

One of the most reliable apps always developing to k...

One of the most reliable apps always developing to keep up with my needs Reviewed on: 22nd April 2026

great experience good products.

great experience good products.. products like paypal credit cards or debits cards make life more easier. they launched new points systems which can give you lots of rewards when you spend with paypal. great products great ui Reviewed on: 22nd April 2026

A little extra help when you need it A good resour...

A little extra help when you need it A good resource to have when something goes wrong and it’s a while to pay day. Reviewed on: 22nd April 2026

Reasonable APR on credit, compre to the other credi...

Reasonable APR on credit, compre to the other credit cards proviers. Reviewed on: 22nd April 2026

I've been using PayPal for many years

I've been using PayPal for many years and it has never let me down. When it came to my honeymoon, PayPal Credit made everything so much easier to manage financially, and I couldn't have been happier with how seamlessly it worked. It's a service I regularly recommend to friends and family without hesitation. Reliable, convenient, and genuinely useful for life's big moments – PayPal Credit is a brilliant option. Reviewed on: 22nd April 2026

Easy payment

Quick check out and secure way to buy online Reviewed on: 22nd April 2026

A must for easy finance and purchase options.

Such a quick easy option. Feels secure and safe and easy to double check giving lots of confidence. Reviewed on: 22nd April 2026

PayPal has always allowed me to manage my finances i...

PayPal has always allowed me to manage my finances in flexible ways with easy to use app that provides secure spending at your fingertips. Reviewed on: 22nd April 2026

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