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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,084 reviews, last reviewed 24th Apr 2026
3070800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and efficient. Have always been very helpful polite and efficient. Outstanding performances. Reviewed on: 24th April 2026
ERIC W's avatar
ERIC W

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84084)

Never had a problem helpful when needed

5
Never had a problem helpful when needed Reviewed on: 3rd June 2024
Lynne 's avatar
Lynne

High interest rate.

5
Happy with the credit provided. The interest rate is a bit high though Reviewed on: 3rd June 2024
K D's avatar
K D

Paypal is extremly reliable

5
Paypal is extremly reliable and any issues i have it is sprting quickly. I feel safe using paypal and feel everybody should use it. Reviewed on: 3rd June 2024
harriet l's avatar
harriet l

PayPal Credit allows you to spread the cost

5
PayPal offers a secure and convenient way to shop online. With PayPal, your payment information is stored securely, eliminating the need to enter it for every purchase. If you're short on funds, PayPal Credit allows you to spread the cost of your purchase over four months with 0% interest. This makes PayPal a great alternative to using a credit card directly, as it adds an extra layer of security for your financial information. Reviewed on: 3rd June 2024
Stephen L's avatar
Stephen L

Great payment plan options

5
Great payment plan options , I like the 3 month payment option . Reviewed on: 3rd June 2024
Victoria W's avatar
Victoria W

Easy to use

5
Easy to use and very informative. Reviewed on: 3rd June 2024
Derek A's avatar
Derek A

Fantastic company.

5
Never had any problems. Always been happy. Very convenient to make or send payments. Pay in 3 is great and PayPal credit . Reviewed on: 3rd June 2024
michaela king 's avatar
michaela king

I have a great experience.

5
I have a great experience. It is very convenient way to purchase goods and transfer money Reviewed on: 3rd June 2024
Shahzad Abdul's avatar
Shahzad Abdul

Lots of control and great 0% offer

5
Never had issues being approved for credit. The 3 months 0% is a great deal on purchases and has helped me make vital last minute spend. The payment reminders are useful and give me clear view of when my next payment is due and the minimum I need to pay. Given me course control of limits and if I want them to increase. Reviewed on: 3rd June 2024
Kez's avatar
Kez

Paypal is easy to use, pffer low...

5
Paypal is easy to use, less stressful and pffer low interest on credit Reviewed on: 3rd June 2024
David Peter's avatar
David Peter

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