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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148845 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (148846)

Great provider!

Great provider. Helpful customer service and flexibility in paying via PayPal. Reviewed on: 22nd April 2026

Great payment options

I have been using PayPal for many years and never had any issues Reviewed on: 22nd April 2026

Very easy to deal with and helpful

Very easy to deal with and helpful Reviewed on: 22nd April 2026

I’m a single mum, I have needed paypal credit to sur...

I’m a single mum, I have needed paypal credit to survive and it’s helped me by being able to purchase things in an easy and fair way. Reviewed on: 22nd April 2026

Great service.

Great service. Easy to use. Everywhere accepts Reviewed on: 22nd April 2026

GREAT SERVICE

Easy secure way to make payments. Reviewed on: 22nd April 2026

Love PayPal could not live without it makes my life...

Love PayPal could not live without it makes my life a lot easier with great payment plans and spreading the cost really helps Reviewed on: 22nd April 2026

Excellent service.

Excellent service. Easy access 10/10 Reviewed on: 22nd April 2026

Always works, easy to borrow and pay back, easy to use.

Always works, easy to borrow and pay back, easy to use. Reviewed on: 22nd April 2026

Always happy purchasing with laypal as any issues al...

Always happy purchasing with laypal as any issues always get sorted Reviewed on: 22nd April 2026

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