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PayPal: PayPal Credit reviews

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4.90
Based on 86,876 reviews, last reviewed 27th Apr 2026
1664350% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous five star service,never let me down Fabulous five star service,never let me down Reviewed on: 27th April 2026
Arminas K's avatar
Arminas K

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86876)

It’s simple and easy to use always easy to see trans...

5
It’s simple and easy to use always easy to see transactions too Reviewed on: 3rd June 2024
Vicki T's avatar
Vicki T

Amazingly easy to use.

5
Amazingly easy to use. When it was hacked they were a great support o get it back in my hands Reviewed on: 3rd June 2024
Jess C's avatar
Jess C

Allways feel safe using PayPal.

5
Allways feel safe using PayPal. Good experiences Reviewed on: 3rd June 2024
Kelly Hill's avatar
Kelly Hill

Excellent credit facilities.

5
Excellent credit facilities. I found they resolve queries quickly and efficiently. Very reasonable APR and I love the feature of pay in 3 months for no interest. They advance credit bug not too much that would be a problem to pay back. Setting up direct debit is easy too Reviewed on: 3rd June 2024
Chup's avatar
Chup

The best and safest option for payments.

5
The best and safest option for payments.always reliable Reviewed on: 3rd June 2024
Pooyan Nikk's avatar
Pooyan Nikk

Always found everything very simple and secure

5
Always found everything very simple and secure Reviewed on: 3rd June 2024
Stuart Maclean's avatar
Stuart Maclean

Credit always there when needed

5
Easy to use platform, credit always there when needed no matter what you purchase. Reviewed on: 3rd June 2024
John B's avatar
John B

Always gets me out of a hole with the pay in three a...

5
Always gets me out of a hole with the pay in three and 12 months options, Brilliant for people who need that extra help through Christmas and birthdays. Reviewed on: 3rd June 2024
Paul M's avatar
Paul M

Professional and would recommend

5
Always had amazing experiences, look after you when any issues with merchant and keep you informed - very professional team Reviewed on: 3rd June 2024
Jan W's avatar
Jan W

Honest clear way to pay for things with a bit of ext...

5
Honest clear way to pay for things with a bit of extra time to pay off what's owed, what's not to like! Reviewed on: 3rd June 2024
Craig g's avatar
Craig g

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