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PayPal: PayPal Credit reviews

4.90
Based on 86,619 reviews, last reviewed 26th Apr 2026
1652550% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy experience, such a useful app Easy experience, such a useful app Reviewed on: 26th April 2026
Claire's avatar
Claire

Latest lowest rating:

2

Goodyea too doors and new she and good Should spices innthenepidycts and herbs brings darnGood and good Reviewed on: 26th April 2026
Kazawali K's avatar
Kazawali K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (86619)

My experience with PayPal services

4
My experience with PayPal has been pleasant, and the customer service is always excellent. It was a bit unclear that purchases under £100 didn’t qualify for 4 months of interest-free payments, but now that I know, I can better monitor my purchases. Reviewed on: 3rd June 2024

Borrow at 0%

5
Love the 0% interest offers which make for manageable purchases. Reviewed on: 3rd June 2024

I have been using PayPal for a few years now, excell...

5
I have been using PayPal for a few years now, excellent customer service Reviewed on: 3rd June 2024

Pay in 3 hours a so simple to use and always straigh...

5
Pay in 3 hours a so simple to use and always straight forward. I recommend PayPal 100% Reviewed on: 3rd June 2024

My customer experience is excellent.

5
My customer experience is excellent. Reviewed on: 3rd June 2024

Always have a positive experience.

5
Always have a positive experience. Great and much more accessible and easy to use. Reviewed on: 3rd June 2024

Personal review

5
Second to none service, always there to help and a very convenient service too online for shopping Reviewed on: 3rd June 2024

Use PayPal for the security it’s great to purchase s...

5
Use PayPal for the security it’s great to purchase something and pay it off after it arrives Reviewed on: 3rd June 2024

Easy to use

5
Any time I have used pay pal it’s been very easy to watch what I am spending Reviewed on: 3rd June 2024

All good, never had any problems

5
All good, never had any problems Reviewed on: 3rd June 2024

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