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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145635)

PayPal, the only way I shop !!

PayPal gives me the opportunity to purchase luxuries and spread the cost, I use the “pay in 3” for most of my online shopping. For an impatient shopper like me, to be able to get my purchases quickly is fantastic. Reviewed on: 18th April 2026

Everything is secured

Everything is secured and smooth easy process Reviewed on: 18th April 2026

Experience in morning good phone

Experience in morning good phone Reviewed on: 18th April 2026

Staff are excellent always dealt with my problems wi...

Staff are excellent always dealt with my problems with compassion Reviewed on: 18th April 2026

Easy to use.

Easy to use. Keeps you updated. Excellent all round Reviewed on: 18th April 2026

I have been using Pay pal for about 4 years i would...

I have been using Pay pal for about 4 years i would say. Excellent service. Very friendly to navigate and plus affordable rates due to the climate now. I love it. Corks not name things without it. DEFINITELY recommend to anyone as it is much far more superior than Klarna and all the others or there. Reviewed on: 18th April 2026

Always been very helpful and believe that they look...

Always been very helpful and believe that they look after you Reviewed on: 18th April 2026

Late payment warnings/reminders

So far no problems apart from payments failing and then being charged rather than given a warning to say if you pay within xxdays you wont have a late charge. Most of the time my payments fail because the money is in another account not because I don't have it Reviewed on: 18th April 2026

Great App

Great UI. Everything clear, easy to use and understand. 0% finance options are invaluable. Slick and intuitive app, suitable for anyone to use. Reviewed on: 18th April 2026

Paypal is easy to navigate, very quick to resolve an...

Paypal is easy to navigate, very quick to resolve any issues and excellent communication keeping you up to date, whether it be a dispute or just changes that are going to be up and coming to your account. Very happy with the service . Reviewed on: 18th April 2026

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