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PayPal: PayPal Credit reviews

4.90
Based on 86,537 reviews, last reviewed 26th Apr 2026
1648650% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and easy Fast and easy to sort ,hassle free payments . Would recommend Reviewed on: 26th April 2026
Craig r's avatar
Craig r

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86537)

5 stars company

5
PayPal Credit is an excellent reliable and convenient financial tool. Very pleased to be part of Reviewed on: 3rd June 2024

Easy and comprehensive to use.

5
Easy and comprehensive to use. Made very simple with a good interface and everything explained in clear detail so that all Ts&Cs are easy to understand. Kept in contact as well meaning that any updates to policies are known about. Reviewed on: 3rd June 2024

I find pay pal my go to method of payment online as...

5
I find pay pal my go to method of payment online as it is safe and secure. My purchase are protected if anything goes wrong. I have peace of mind. I also like the 3 payment option if I need it. Can spread the payments easily if I'm struggling. Would always recommend PayPal and do recommend to friends amd family Reviewed on: 3rd June 2024

Always have a great experience with PayPal Credit

5
Always have a great experience with PayPal Credit Reviewed on: 3rd June 2024

I'm very grateful to Paypal company because it helpe...

5
I'm very grateful to Paypal company because it helped me a lot specially this time that I and my fiancé are on our plan to getting married. I purchased all my stuffs through Paypal for my safety.Everything went well and still on the process.I can't thank you enough Reviewed on: 3rd June 2024

PayPal is really good, use it with all my purchases.

5
PayPal is really good, use it with all my purchases. Reviewed on: 3rd June 2024

I feel safe using PayPal for on line shopping and w...

5
I feel safe using PayPal for on line shopping and won't buy anything on line that I can't pay for through my PayPal account Reviewed on: 3rd June 2024

Love pay pal credit a very transparent and efficien...

5
Love pay pal credit a very transparent and efficient service. Reviewed on: 3rd June 2024

Good way for paying for stuff easy no hassle even be...

5
Good way for paying for stuff easy no hassle even better you can spread the cost Reviewed on: 3rd June 2024

Exceptional service

5
I have been using PayPal for over 10 years qnd I have always found the service excellent. Call backs are excellent and speedy Reviewed on: 3rd June 2024

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