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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86448 reviews)

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4.90

Based on 86,448 reviews, last reviewed 26th Apr 2026

1644450% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great tool for spreading costs Great way to purchase items that you may not have money for till payday. Great that you can also spread the cost if you need too. Easy to use and grea... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86448)

Simple and easy service.

Simple and easy service. Easy to understand and informative Reviewed on: 3rd June 2024

quick and easy

paypal credit was super quick and easy to use. often provides the opportunity to increase your credit if needed. Reviewed on: 3rd June 2024

Simple and beneficial

I’ve used PayPal for many years and discovered the credit option back in December. I’ve loved it as I was able to add small things to it with a 0% interest for 4 months, meaning it’s easy to pay back without the extra cost. The costumer service is great BUT getting to speak to someone in person was a little long winded. That being said it’d still recommend it Reviewed on: 3rd June 2024

Easy and secure way to pay for things.

All good - totally convenient way of paying for things. Reviewed on: 3rd June 2024

Easy way to pay

The whole process of paying for goods and services through PayPal makes it easy and simple. It allows you to carefully track your expenses in the dashboard and if you need to can spread the cost over a longer term. The app is great and easy to use. Reviewed on: 3rd June 2024

Excellent communication

Papal is always ahead. Timely communication has been their hallmark business model Reviewed on: 3rd June 2024

Paypal, the best payment option.

Paypal makes payment easy either you have PayPal credit or attached bank card. If transaction goes wrong between the buyer and seller, PayPal can help solve the issue . I highly recommend PayPal to anyone. PayPal again makes easy payment outside the country with ease. It is perfect and guaranteed Reviewed on: 3rd June 2024

Smooth experience and nice customer service

Smooth experience and nice customer service Reviewed on: 3rd June 2024

Take a walk in Paypals shoes

Always resolve a query and very polite. Reviewed on: 3rd June 2024

A great low-interest alternative to Pay-in-3

I have found the PayPal Credit scheme such a great way to make important and impulse purchases without needing to rely on a Credit Card or splitting the payment over Pay-in-3. The low interest option is fantastic and it's a great way to pick something up on Credit but also know that PayPal has your back if something isn't right. Reviewed on: 3rd June 2024

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