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PayPal: PayPal Credit reviews

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4.90
Based on 86,385 reviews, last reviewed 26th Apr 2026
1641450% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for short notice payments I find using PayPal credit very useful for those short notice items that occur between paydays. Easy to keep track of what you’re spending and easy to... Read more Reviewed on: 26th April 2026
Annabell H's avatar
Annabell H

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86385)

PayPal is a fantastic way to pay for goods.

5
PayPal is a fantastic way to pay for goods.always excellent service Reviewed on: 3rd June 2024
Maxine S's avatar
Maxine S

Absolutely amazing so helpful couldn’t recommend thi...

5
Absolutely amazing so helpful couldn’t recommend this enough of you are struggling or in need of help Reviewed on: 3rd June 2024
Lindsey N's avatar
Lindsey N

Used it several times.

5
Used it several times. Brilliant every time. Reviewed on: 3rd June 2024
Robert Z's avatar
Robert Z

Very good service, I liked PayPal from the first tim...

5
Very good service, I liked PayPal from the first time I used it Reviewed on: 3rd June 2024
ciprianpernesss's avatar
ciprianpernesss

One of the best on the market.

5
This service has been an invaluable back-up for me in times of hardship. Easy to access and use and the customer service support is great. Transparent T&Cs and easy to keep track on spend. I can’t recommend it enough. Reviewed on: 3rd June 2024
Helen M's avatar
Helen M

A great service that is clear and user friendly.

5
A great service that is clear and user friendly. Making purchases extremely easy too Reviewed on: 3rd June 2024
Harriet P's avatar
Harriet P

Very helpful easy to use and very safe

5
Very helpful easy to use and very safe Reviewed on: 3rd June 2024
Hallsy 's avatar
Hallsy

10/10 service

5
Never had any issues with PayPal credit. It now works with most things that I make bigger purchases with, the user interface is nice and simple and I will continue to use it in the future. Good job guys! Reviewed on: 3rd June 2024
Andrew J's avatar
Andrew J

I use PayPal credit regularly for large purchases an...

5
I use PayPal credit regularly for large purchases and I live its 4 month interest free options and other promotions. Reviewed on: 3rd June 2024
Murray S's avatar
Murray S

So simple Very safe and easy to use

5
Very safe and easy to use no hassle and always prompt payment either way weather it be a payment or receiving payment also refunds are rapid as well Reviewed on: 3rd June 2024
Trevor Hutchinson's avatar
Trevor Hutchinson

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