Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86318 reviews)

View other PayPal products

4.90

Based on 86,318 reviews, last reviewed 26th Apr 2026

1638300% increase in 5 star reviews

in the past 90 days

4650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit helped me when I needed it so I’m grat... PayPal credit helped me when I needed it so I’m grateful. Reviewed on: 26th April 2026

Latest lowest rating:

1

Good way to pay worldwide recognized. Good way to pay worldwide recognized... brilliant Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (86318)

Always a great experience when using pay pal credit...

Always a great experience when using pay pal credit an helpful staff when I have had issues Reviewed on: 3rd June 2024

So helpful and contacting customer service is a breeze.

So helpful and contacting customer service is a breeze. Reviewed on: 3rd June 2024

Excellent experience I'm very satisfied and I will r...

Excellent experience I'm very satisfied and I will recommend PayPal to my friends Reviewed on: 3rd June 2024

PayPal 5*

I always use PayPal for my payments where possible as I feel like they provide added security when online payment can be quite daunting. PayPal credit is great as the interest rates are better than elsewhere. Reviewed on: 3rd June 2024

Amazing platform with superior customer service

always excellent experience all around I would never manage without Paypal!! Amazing platform and customer service. Reviewed on: 3rd June 2024

PayPal every time

Very understanding and supportive Reviewed on: 3rd June 2024

It is always 5* experience.

It is always 5* experience. It is always there when you need it without any problems. I am using it for most of my purchases as it is available in most online shops. I've got it since 2007 when I used it for my eBay shopping but now it become must have everywhere. Reviewed on: 3rd June 2024

Fantastic service as you have interest free options...

Fantastic service as you have interest free options love paypal Reviewed on: 3rd June 2024

I’m using it, I’m satisfied with it.

I’m using it, I’m satisfied with it. Reviewed on: 3rd June 2024

Great experience with PayPal credit.

Great experience with PayPal credit. Very handy at times. Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Payments
from PayPal 4.92 from 3686 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39501 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub