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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,216 reviews, last reviewed 26th Apr 2026
1633850% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Responsible Lender. Very well organised, vetted throughly before providing credit, a very responsible lender. Reviewed on: 26th April 2026
Charlie Parameswaran 's avatar
Charlie Parameswaran

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86216)

Easy to use

5
Easy to use, app is intuitive and easy for me to navigate and make payments early if I wish to Reviewed on: 3rd June 2024
Peter L's avatar
Peter L

Handy offers and very flexible.

4
Handy offers and very flexible. Easy way to checkout with the added protection of PayPal behind you in case of any future issues with the purchase. Generous credit limit. Reviewed on: 3rd June 2024
Holly's avatar
Holly

PayPal have always been there in a pinch and if I ha...

5
PayPal have always been there in a pinch and if I have ever had any issues resolved very quickly been with them 15 years and never a bad experience from them Reviewed on: 3rd June 2024
Raymond M's avatar
Raymond M

Paypal credit is best credit partner

5
I have been using PayPal credit for last few months and it is very easy to use for payments. It is quick and reliable. And payments can be done easily with your bank account. No interest for 3 months is valuable for me. Reviewed on: 3rd June 2024
Yogesh's avatar
Yogesh

Very helpful and secure .

5
Very helpful and secure . Fill very safe with PayPal Reviewed on: 3rd June 2024
Cristina Constantinescu 's avatar
Cristina Constantinescu

Very good Experience Timely and safe assistance in s...

4
Very good Experience Timely and safe assistance in some transactions Reviewed on: 3rd June 2024
Nour's avatar
Nour

excellent for you

5
always work ,no problem with payments, costumer services good too. many of sellers acctept payment trough paypal credit . you can setup your own payments suit to you and many of other benefits ........... Reviewed on: 3rd June 2024
Mario Pelan's avatar
Mario Pelan

Easy way to pay

5
It helps me pay for the things I need/want at a rate I can afford Reviewed on: 3rd June 2024
Vicky H's avatar
Vicky H

It’s a great service

5
It’s a great service. Keeps you updated and fees are fair. Reviewed on: 3rd June 2024
Carina H's avatar
Carina H

Brilliant

5
Brilliant service! Using it for many years and it never disappoints . Thank you Paypal Reviewed on: 3rd June 2024
Gerda's avatar
Gerda

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