Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86125 reviews)

View other PayPal products

4.90

Based on 86,125 reviews, last reviewed 26th Apr 2026

1629700% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service is safe and easy to use. Service is safe and easy to use. I use PayPal more than 15 years and I so happy with Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (86125)

Great service

Have used this service on numerous occasions with no problems. Easy way to space out repayments with no interest. Reviewed on: 3rd June 2024

Easy and accessible

PayPal is very easy to use across a broad variety of retailers. I feel safe and secure using PayPal and prefer to use it as my payment option. Now PayPal is available through Curve its even better as I can literally use it everywhere! Reviewed on: 3rd June 2024

Great deal!

Great deal with 4 months interest free borrowing. No problems. Always an easy process. Reviewed on: 3rd June 2024

Never had a problem using PayPal

Never had a problem using PayPal Reviewed on: 3rd June 2024

I use PayPal for most of my purchases online.

I use PayPal for most of my purchases online. It gives me flexibility & offers me more ways to manage my cash flow & expenses. I also have peace of mind with protection when making purchases online. Very happy I have got PayPal as another source to successfully manage my finances. Thankyou PayPal !!! Reviewed on: 3rd June 2024

Love PayPal so easy and safe

Love PayPal so easy and safe and gives me flexibility Reviewed on: 3rd June 2024

Premier Leauge Service

Excellent service over a number of years including helping solving a dispute with a customer. Have always gave me a good line of credit and cand pay off bills interest free over 4 months, which is remarkable and you couldnt ask for more really i would and have in the past highly reccomended to people i know. Reviewed on: 3rd June 2024

I really enjoy using PayPal, I know that I’m always...

I really enjoy using PayPal, I know that I’m always more secure when making the payment through PayPal. The customer service is excellent, always helpful and reliable when I needed help with anything. Reviewed on: 3rd June 2024

Safer transactions rather than bank and card details...

Safer transactions rather than bank and card details being compromised, helpful fast online check outs. Reviewed on: 3rd June 2024

Always there when I need it.

Always there when I need it. Easy to use Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 39411 reviews
Credit card
from PayPal 4.92 from 65 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub